Atlanticus Holdings Corporation 9.25% Senior Notes due 2029
Atlanticus Holdings Corporation 9.25% Senior Notes due 2029
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Overview
What the company does, where it operates, and who runs it.
About Atlanticus Holdings Corporation 9.25% Senior Notes due 2029
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- CEO
- Jeffrey A. Howard
- Headquarters
- Five Concourse Parkway, Atlanta, GA, US
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- CEO
- Jeffrey A. Howard
- Headquarters
- Five Concourse Parkway, Atlanta, GA, US
Atlanticus Holdings Corporation is a U.S.-based financial services firm that delivers a range of credit and related financial solutions to consumers. Its operations are structured into two distinct divisions: 'Credit as a Service' and 'Auto Finance'.
The 'Credit as a Service' segment specializes in the origination of diverse consumer lending products. These include both proprietary (private label) and general-purpose credit cards, often facilitated by partner lenders.
Distribution occurs through multiple avenues, such as retail and healthcare partnerships, targeted direct mail campaigns, digital marketing, and strategic collaborations.
It enables customers to finance a wide array of goods and services – from consumer electronics and furniture to elective medical procedures, educational services, and home improvements – by collaborating with various retailers and service providers.
Furthermore, this segment provides outsourced loan servicing solutions, encompassing risk management and customer support for other entities. It also actively tests and invests in cutting-edge consumer finance technology platforms. The 'Auto Finance' segment primarily focuses on acquiring and/or servicing vehicle-backed loans.
These loans originate from or are managed for a carefully vetted network of independent automotive dealerships and finance companies, particularly those operating in the 'buy-here, pay-here' and broader used car markets. Additionally, this division offers floor plan financing and various installment loan products.
Beyond these core segments, Atlanticus also invests in and manages portfolios of credit card receivables. Established in 1996, Atlanticus Holdings Corporation maintains its headquarters in Atlanta, Georgia.
Media
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Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Atlanticus Holdings Corporation 9.25% Senior Notes due 2029, and the rating behind it. ATLCZ last traded at $25.14, 9.8× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Atlanticus Holdings Corporation 9.25% Senior Notes due 2029. Starting points for Atlanticus Holdings Corporation 9.25% Senior Notes due 2029: P/E 9.8, EPS $10.18, beta 0.13 — an Financial - Credit Services name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Atlanticus Holdings Corporation 9.25% Senior Notes due 2029. Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 paid $2.31 per share over the last year — a 9.2% yield at the current $25.14 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Atlanticus Holdings Corporation 9.25% Senior Notes due 2029. Trailing twelve-month EPS for Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 stands at $10.18. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Atlanticus Holdings Corporation 9.25% Senior Notes due 2029. Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 has reported as a listed company since 2024. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 valued side by side against its closest peers. Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 is measured against Financial - Credit Services peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Atlanticus Holdings Corporation 9.25% Senior Notes due 2029, and how their positions are changing. At a $1.66B market value, institutional positions materially move Atlanticus Holdings Corporation 9.25% Senior Notes due 2029's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 executives and directors. Shares of Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 have traded between $24.72 and $25.89 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Atlanticus Holdings Corporation 9.25% Senior Notes due 2029. Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 is a $1.66B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Atlanticus Holdings Corporation 9.25% Senior Notes due 2029. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Atlanticus Holdings Corporation 9.25% Senior Notes due 2029. Coverage tracks Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 within Financial - Credit Services (Financial Services). Press releases and market coverage, newest first.
Comments
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