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Velocity Financial, Inc. Stock AnalysisComprehensive stock analysis for Velocity Financial, Inc. (VEL) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisVEL
VEL
Velocity Financial, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
VEL
Home🔹Stocks🔹Velocity Financial, Inc.

Velocity Financial, Inc.

🇺🇸VEL•NYSE

Velocity Financial, Inc.

🇺🇸VEL•NYSE
Market cap
$705.42M
Sentiment

Your view on VEL

Mkt Cap
$705.42M
Sentiment
Your view
VEL
Velocity Financial, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
VEL
Company Overview

Overview

What the company does, where it operates, and who runs it.

About Velocity Financial, Inc.

Industry
Financial - Mortgages
Sector
Financial Services
CEO
Christopher D. Farrar
Headquarters
30699 Russell Ranch Road, Westlake Village, CA, US
Industry
Financial - Mortgages
Sector
Financial Services
CEO
Christopher D. Farrar
Headquarters
30699 Russell Ranch Road, Westlake Village, CA, US
Description

Velocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 1–4 unit residential rental and small commercial properties.

The company offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.

FRC Research

Media

Infographics, videos, and posts covering the company.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for Velocity Financial, Inc., and the rating behind it. VEL last traded at $17.97, 6.5× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for Velocity Financial, Inc.. Starting points for Velocity Financial, Inc.: P/E 6.5, EPS $2.78, beta 0.70 — an Financial - Mortgages name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for Velocity Financial, Inc.. Velocity Financial, Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for Velocity Financial, Inc.. Trailing twelve-month EPS for Velocity Financial, Inc. stands at $2.78. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for Velocity Financial, Inc.. Velocity Financial, Inc. has reported as a listed company since 2020. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

Velocity Financial, Inc. valued side by side against its closest peers. Velocity Financial, Inc. is measured against Financial - Mortgages peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold Velocity Financial, Inc., and how their positions are changing. At a $705.4M market value, institutional positions materially move Velocity Financial, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by Velocity Financial, Inc. executives and directors. Shares of Velocity Financial, Inc. have traded between $16.12 and $20.98 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming Velocity Financial, Inc.. Velocity Financial, Inc. is a $705.4M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming Velocity Financial, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for Velocity Financial, Inc.. Coverage tracks Velocity Financial, Inc. within Financial - Mortgages (Financial Services). Press releases and market coverage, newest first.

Peer companies

  • AMTB — Amerant Bancorp Inc.
  • BFST — Business First Bancshares, Inc.
  • CCNE — CNB Financial Corporation
  • FDUS — Fidus Investment Corporation
  • HRTG — Heritage Insurance Holdings, Inc.
  • MBWM — Mercantile Bank Corporation
  • NBN — Northeast Bank
  • NCDL — Nuveen Churchill Direct Lending Corp.

More Financial - Mortgages companies

  • IDGR — Ideal Group of Companies Inc.
  • IOR — Income Opportunity Realty Investors, Inc.
  • LDI — loanDepot, Inc.
  • MAMTF — MCAN Mortgage Corporation
  • MKP.TO — MCAN Mortgage Corporation
  • N1H.AX — N1 Holdings Limited
  • NFSE — nFinanSe Inc.
  • ONIT — Onity Group Inc.
  • PAPL — Pineapple Financial Inc.
  • PFSI — PennyMac Financial Services, Inc.
  • RFNS — Reliant Financial Service Corp.
  • RKT — Rocket Companies, Inc.

ETFs holding Velocity Financial, Inc.

  • FDM — First Trust Dow Jones Select MicroCap Index Fund (0.29%)
  • BFOR — Barron's 400SM ETF (0.23%)
  • FSEV — Fidelity Enhanced Small Cap Value ETF (0.21%)
  • EBIT — Harbor AlphaEdge Small Cap Earners ETF (EBIT) (0.16%)
  • QSML — WisdomTree U.S. SmallCap Quality Growth Fund (0.07%)
  • EES — WisdomTree U.S. SmallCap Earnings Fund (0.07%)
  • IWC — iShares Micro-Cap ETF (0.05%)
  • AVUV — Avantis U.S. Small Cap Value ETF (0.02%)

News

Latest Market News