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Heritage Insurance Holdings, Inc. Stock AnalysisComprehensive stock analysis for Heritage Insurance Holdings, Inc. (HRTG) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisHRTG
HRTG
Heritage Insurance Holdings, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
HRTG
Home🔹Stocks🔹Heritage Insurance Holdings, Inc.

Heritage Insurance Holdings, Inc.

🇺🇸HRTG•NYSE

Heritage Insurance Holdings, Inc.

🇺🇸HRTG•NYSE
Market cap
$1.05B
Sentiment

Your view on HRTG

Mkt Cap
$1.05B
Sentiment
Your view
HRTG
Heritage Insurance Holdings, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
HRTG
Company Overview

Overview

What the company does, where it operates, and who runs it.

About Heritage Insurance Holdings, Inc.

Industry
Insurance - Property & Casualty
Sector
Financial Services
CEO
Ernesto Jose Garateix CPCU
Headquarters
1401 North Westshore Boulevard, Tampa, FL, US
Industry
Insurance - Property & Casualty
Sector
Financial Services
CEO
Ernesto Jose Garateix CPCU
Headquarters
1401 North Westshore Boulevard, Tampa, FL, US
Description

Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products.

The company offers personal residential property insurance for single-family homeowners and condominium owners, and rental property insurance in the states of Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; commercial residential insurance for properties in Florida, New Jersey, and New York; and licensed in the state of Pennsylvania, as well as personal residential and wind-only property insurance.

It also provides restoration, and emergency and recovery services; and property management, and reinsurance services.

The company writes personal line policies through a network of retail independent agents, wholesale agents, and a partnership with a direct agency, as well as indirectly to approximately 1,500 retail locations through eight wholesale agency relationships; and personal and commercial insurance policies through a network of approximately 70 independent agencies.

Heritage Insurance Holdings, Inc. was founded in 2012 and is headquartered in Tampa, Florida.

FRC Research

Media

Infographics, videos, and posts covering the company.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for Heritage Insurance Holdings, Inc., and the rating behind it. HRTG last traded at $34.58, 4.9× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for Heritage Insurance Holdings, Inc.. Starting points for Heritage Insurance Holdings, Inc.: P/E 4.9, EPS $7.17, beta 0.92 — an Insurance - Property & Casualty name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for Heritage Insurance Holdings, Inc.. Heritage Insurance Holdings, Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for Heritage Insurance Holdings, Inc.. Trailing twelve-month EPS for Heritage Insurance Holdings, Inc. stands at $7.17. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for Heritage Insurance Holdings, Inc.. Heritage Insurance Holdings, Inc. has reported as a listed company since 2014. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

Heritage Insurance Holdings, Inc. valued side by side against its closest peers. Heritage Insurance Holdings, Inc. is measured against Insurance - Property & Casualty peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold Heritage Insurance Holdings, Inc., and how their positions are changing. At a $1.05B market value, institutional positions materially move Heritage Insurance Holdings, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by Heritage Insurance Holdings, Inc. executives and directors. Shares of Heritage Insurance Holdings, Inc. have traded between $9.89 and $31.98 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming Heritage Insurance Holdings, Inc.. Heritage Insurance Holdings, Inc. is a $1.05B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming Heritage Insurance Holdings, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for Heritage Insurance Holdings, Inc.. Coverage tracks Heritage Insurance Holdings, Inc. within Insurance - Property & Casualty (Financial Services). Press releases and market coverage, newest first.

Peer companies

  • ACIC — American Coastal Insurance Corporation
  • AMAL — Amalgamated Financial Corp.
  • ASIC — Ategrity Specialty Holdings LLC
  • BOW — Bowhead Specialty Holdings Inc.
  • DGICA — Donegal Group Inc.
  • SAFT — Safety Insurance Group, Inc.
  • SBSI — Southside Bancshares, Inc.
  • UFCS — United Fire Group, Inc.

More Insurance - Property & Casualty companies

  • AFGB — American Financial Group, Inc.
  • AFGC — American Financial Group, Inc.
  • AFGD — American Financial Group, Inc.
  • AFGE — American Financial Group, Inc.
  • AFSIA — AmTrust Financial Services, Inc.
  • AFSIB — AmTrust Financial Services, Inc.
  • AFSIC — AmTrust Financial Services, Inc.
  • AFSIM — AmTrust Financial Services, Inc.
  • AFSIN — AmTrust Financial Services, Inc.
  • AFSIP — AmTrust Financial Services, Inc.
  • AII — American Integrity Insurance Group, Inc.
  • AIZ — Assurant, Inc.

ETFs holding Heritage Insurance Holdings, Inc.

  • FDM — First Trust Dow Jones Select MicroCap Index Fund (1.27%)
  • FSGS — First Trust SMID Growth Strength ETF (1.26%)
  • VAMO — Cambria Value and Momentum ETF (1.19%)
  • AFSM — First Trust Active Factor Small Cap ETF (0.73%)
  • LITL — Simplify Piper Sandler US Small-Cap PLUS Income ETF (0.60%)
  • BRNY — Burney U.S. Factor Rotation ETF (0.59%)
  • SVAL — iShares US Small Cap Value Factor ETF (0.43%)
  • SQLV — Royce Quant Small-Cap Quality Value ETF (0.41%)

News

Latest Market News