Pineapple Financial Inc.
Pineapple Financial Inc.
Your view on PAPL
Overview
What the company does, where it operates, and who runs it.
About Pineapple Financial Inc.
- Industry
- Financial - Mortgages
- Sector
- Financial Services
- CEO
- Shubha-Jeet Dasgupta
- Headquarters
- Unit 200, North York, ON, CA
- Industry
- Financial - Mortgages
- Sector
- Financial Services
- CEO
- Shubha-Jeet Dasgupta
- Headquarters
- Unit 200, North York, ON, CA
Pineapple Financial Inc. operates as a mortgage technology and brokerage company in Canada. The company offers mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages, and consumers through data-driven systems together with cloud based tools.
The company also operates MyPineapple technology platform, which allows users to conduct their brokerage services.
In addition, it offers back office support services, such as digital and automated onboarding and set up, loan packaging and processing, digital document collection and client portal, loan maintenance, payroll, lender communication, reporting requirements for regulators and business management, cloud services, expense collections, document preparation, compliance, training, administration, and marketing.
Further, the company provides pre-underwriting support services, including credit review, data validation, fraud analysis and compliance, appraisal ordering and review, and data analytics.
Additionally, it offers various insurance products, such as life, accident and disability, critical illness, and credit insurance. Pineapple Financial Inc. was formerly known as 2487269 Ontario Ltd and changed its name to Pineapple Financial Inc. in June 2021. The company was founded in 2016 and is based in North York, Canada.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Pineapple Financial Inc., and the rating behind it. PAPL last traded at $0.94; the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Pineapple Financial Inc.. Starting points for Pineapple Financial Inc.: EPS -$39.43, beta 5.57 — an Financial - Mortgages name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Pineapple Financial Inc.. Pineapple Financial Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Pineapple Financial Inc.. Trailing twelve-month EPS for Pineapple Financial Inc. stands at -$39.43. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Pineapple Financial Inc.. Pineapple Financial Inc. has reported as a listed company since 2023. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Pineapple Financial Inc. valued side by side against its closest peers. Pineapple Financial Inc. is measured against Financial - Mortgages peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Pineapple Financial Inc., and how their positions are changing. At a $23.8M market value, institutional positions materially move Pineapple Financial Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Pineapple Financial Inc. executives and directors. Shares of Pineapple Financial Inc. have traded between $0.20 and $14.00 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Pineapple Financial Inc.. Pineapple Financial Inc. is a $23.8M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Pineapple Financial Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Pineapple Financial Inc.. Coverage tracks Pineapple Financial Inc. within Financial - Mortgages (Financial Services). Press releases and market coverage, newest first.