U.S. Bancorp
U.S. Bancorp
Your view on USB-PP
Overview
What the company does, where it operates, and who runs it.
About U.S. Bancorp
- Industry
- Banks - Diversified
- Sector
- Financial Services
- CEO
- Gunjan Kedia
- Headquarters
- 800 Nicollet Mall, Minneapolis, MN, US
- Industry
- Banks - Diversified
- Sector
- Financial Services
- CEO
- Gunjan Kedia
- Headquarters
- 800 Nicollet Mall, Minneapolis, MN, US
U.S. Bancorp functions as a prominent financial services holding company, offering an extensive array of financial products and solutions to a diverse client base. Its services are extended to individuals, various types of businesses, institutional bodies, government entities, and other financial institutions throughout the United States.
The company's operations are segmented into key divisions, including Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support.
Its core offerings encompass depository services such as checking accounts, savings accounts, and certificates of deposit (CDs). U.S. Bancorp also provides a comprehensive suite of lending options, ranging from traditional credit products and credit cards to specialized financing like lease financing, import/export trade facilities, asset-backed lending, and agricultural finance.
Beyond these, it delivers ancillary services to corporate and governmental clients, which include capital markets access, treasury management, and receivable lock-box collection.
The company further provides extensive asset management and fiduciary services tailored for individuals, estates, foundations, corporations, and charitable organizations. Moreover, U.S. Bancorp offers investment and insurance products, primarily within its established markets, and provides fund administration services to various mutual and other investment funds.
Its service portfolio also includes corporate and purchasing card solutions, corporate trust services, and merchant processing. The institution is additionally involved in investment management, ATM processing, mortgage banking, insurance, brokerage, and leasing services.
As of December 31, 2021, U.S. Bancorp reached its customers through a substantial physical network of 2,230 banking offices, predominantly located in the Midwest and Western regions of the United States. This is complemented by robust digital channels, including online and mobile services, and an extensive network of 4,059 ATMs.
Established in 1863, the company's corporate headquarters are situated in Minneapolis, Minnesota.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for U.S. Bancorp, and the rating behind it. USB-PP last traded at $19.71, 11.5× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for U.S. Bancorp. Starting points for U.S. Bancorp: P/E 11.5, EPS $5.26, beta 0.98 — an Banks - Diversified name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for U.S. Bancorp. U.S. Bancorp paid $1.38 per share over the last year — a 7.0% yield at the current $19.71 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for U.S. Bancorp. Trailing twelve-month EPS for U.S. Bancorp stands at $5.26. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for U.S. Bancorp. U.S. Bancorp has reported as a listed company since 2018. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
U.S. Bancorp valued side by side against its closest peers. U.S. Bancorp is measured against Banks - Diversified peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold U.S. Bancorp, and how their positions are changing. At a $61.84B market value, institutional positions materially move U.S. Bancorp's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by U.S. Bancorp executives and directors. Shares of U.S. Bancorp have traded between $21.24 and $24.98 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming U.S. Bancorp. U.S. Bancorp is a $61.84B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming U.S. Bancorp. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for U.S. Bancorp. Coverage tracks U.S. Bancorp within Banks - Diversified (Financial Services). Press releases and market coverage, newest first.
Comments
Comments and replies from FRC members about this company.