The Hanover Insurance Group, Inc.
The Hanover Insurance Group, Inc.
Your view on THG
Overview
What the company does, where it operates, and who runs it.
About The Hanover Insurance Group, Inc.
- Industry
- Insurance - Property & Casualty
- Sector
- Financial Services
- CEO
- John Conner Roche
- Headquarters
- 440 Lincoln Street, Worcester, MA, US
- Industry
- Insurance - Property & Casualty
- Sector
- Financial Services
- CEO
- John Conner Roche
- Headquarters
- 440 Lincoln Street, Worcester, MA, US
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The company operates through three segments: Commercial Lines, Personal Lines, and Other.
The Commercial Lines segment offers commercial multiple peril, commercial automobile, and workers' compensation insurance products, as well as management and professional liability, marine, specialty industrial and commercial property, monoline general liability, surety, umbrella, fidelity, crime, and other commercial coverages.
The Personal Lines segment provides personal automobile and homeowner's coverages, as well as other personal coverages, such as personal umbrella, inland marine, fire, personal watercraft, personal cyber, and other miscellaneous coverages.
The Other segment markets investment management services to institutions, pension funds, and other organizations. The Hanover Insurance Group, Inc. markets its products and services through independent agents and brokers.
The company was formerly known as Allmerica Financial Corp. and changed its name to The Hanover Insurance Group, Inc. in December 2005. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for The Hanover Insurance Group, Inc., and the rating behind it. THG last traded at $225.84, 10.6× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for The Hanover Insurance Group, Inc.. Starting points for The Hanover Insurance Group, Inc.: P/E 10.6, EPS $21.28, beta 0.28 — an Insurance - Property & Casualty name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for The Hanover Insurance Group, Inc.. The Hanover Insurance Group, Inc. paid $3.80 per share over the last year — a 1.7% yield at the current $225.84 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for The Hanover Insurance Group, Inc.. Trailing twelve-month EPS for The Hanover Insurance Group, Inc. stands at $21.28. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for The Hanover Insurance Group, Inc.. The Hanover Insurance Group, Inc. has reported as a listed company since 1995. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
The Hanover Insurance Group, Inc. valued side by side against its closest peers. The Hanover Insurance Group, Inc. is measured against Insurance - Property & Casualty peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold The Hanover Insurance Group, Inc., and how their positions are changing. At a $7.86B market value, institutional positions materially move The Hanover Insurance Group, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by The Hanover Insurance Group, Inc. executives and directors. Shares of The Hanover Insurance Group, Inc. have traded between $145.17 and $186.46 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming The Hanover Insurance Group, Inc.. The Hanover Insurance Group, Inc. is a $7.86B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming The Hanover Insurance Group, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for The Hanover Insurance Group, Inc.. Coverage tracks The Hanover Insurance Group, Inc. within Insurance - Property & Casualty (Financial Services). Press releases and market coverage, newest first.