Cincinnati Financial Corporation
Cincinnati Financial Corporation
Your view on CINF
Overview
What the company does, where it operates, and who runs it.
About Cincinnati Financial Corporation
- Industry
- Insurance - Property & Casualty
- Sector
- Financial Services
- CEO
- Stephen Michael Spray
- Headquarters
- 6200 South Gilmore Road, Fairfield, OH, US
- Industry
- Insurance - Property & Casualty
- Sector
- Financial Services
- CEO
- Stephen Michael Spray
- Headquarters
- 6200 South Gilmore Road, Fairfield, OH, US
Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments.
The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage.
The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals.
The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism.
The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products.
The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services.
Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Cincinnati Financial Corporation, and the rating behind it. CINF last traded at $169.80, 8.0× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Cincinnati Financial Corporation. Starting points for Cincinnati Financial Corporation: P/E 8.0, EPS $21.58, beta 0.55 — an Insurance - Property & Casualty name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Cincinnati Financial Corporation. Cincinnati Financial Corporation paid $3.62 per share over the last year — a 2.1% yield at the current $169.80 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Cincinnati Financial Corporation. Trailing twelve-month EPS for Cincinnati Financial Corporation stands at $21.58. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Cincinnati Financial Corporation. Cincinnati Financial Corporation has reported as a listed company since 1980. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Cincinnati Financial Corporation valued side by side against its closest peers. Cincinnati Financial Corporation is measured against Insurance - Property & Casualty peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Cincinnati Financial Corporation, and how their positions are changing. At a $26.06B market value, institutional positions materially move Cincinnati Financial Corporation's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Cincinnati Financial Corporation executives and directors. Shares of Cincinnati Financial Corporation have traded between $123.02 and $168.20 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Cincinnati Financial Corporation. Cincinnati Financial Corporation is a $26.06B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Cincinnati Financial Corporation. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Cincinnati Financial Corporation. Coverage tracks Cincinnati Financial Corporation within Insurance - Property & Casualty (Financial Services). Press releases and market coverage, newest first.