American Coastal Insurance Corporation
American Coastal Insurance Corporation
Your view on ACIC
Overview
What the company does, where it operates, and who runs it.
About American Coastal Insurance Corporation
- Industry
- Insurance - Property & Casualty
- Sector
- Financial Services
- CEO
- Bennett Bradford Martz CPA
- Headquarters
- 800 2nd Avenue S., Saint Petersburg, FL, US
- Industry
- Insurance - Property & Casualty
- Sector
- Financial Services
- CEO
- Bennett Bradford Martz CPA
- Headquarters
- 800 2nd Avenue S., Saint Petersburg, FL, US
American Coastal Insurance Corporation operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States.
The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners.
It also provides commercial multi-peril property insurance for residential condominium associations and apartments, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company offers equipment breakdown, identity theft, cyber security, and flood policies.
The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in August 2023. American Coastal Insurance Corporation was founded in 1999 and is headquartered in Saint Petersburg, Florida.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for American Coastal Insurance Corporation, and the rating behind it. ACIC last traded at $9.34, 4.5× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for American Coastal Insurance Corporation. Starting points for American Coastal Insurance Corporation: P/E 4.5, EPS $2.08, beta -0.48 — an Insurance - Property & Casualty name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for American Coastal Insurance Corporation. American Coastal Insurance Corporation paid $0.75 per share over the last year — a 8.0% yield at the current $9.34 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for American Coastal Insurance Corporation. Trailing twelve-month EPS for American Coastal Insurance Corporation stands at $2.08. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for American Coastal Insurance Corporation. American Coastal Insurance Corporation has reported as a listed company since 2007. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
American Coastal Insurance Corporation valued side by side against its closest peers. American Coastal Insurance Corporation is measured against Insurance - Property & Casualty peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold American Coastal Insurance Corporation, and how their positions are changing. At a $452.7M market value, institutional positions materially move American Coastal Insurance Corporation's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by American Coastal Insurance Corporation executives and directors. Shares of American Coastal Insurance Corporation have traded between $9.97 and $15.08 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming American Coastal Insurance Corporation. American Coastal Insurance Corporation is a $452.7M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming American Coastal Insurance Corporation. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for American Coastal Insurance Corporation. Coverage tracks American Coastal Insurance Corporation within Insurance - Property & Casualty (Financial Services). Press releases and market coverage, newest first.