Santander UK plc
Santander UK plc
Your view on STNDF
Overview
What the company does, where it operates, and who runs it.
About Santander UK plc
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Michael Charles Regnier
- Headquarters
- 2 Triton Square, London, GB
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Michael Charles Regnier
- Headquarters
- 2 Triton Square, London, GB
Santander UK plc, together with its subsidiaries, provides a range of banking and financial products and services in the United Kingdom. It operates through Retail Banking, Consumer Finance, Corporate & Commercial Banking, and Corporate Centre segments.
The Retail Banking segment offers prime U.K. mortgage lending to owner-occupiers and buy-to-let landlords with small portfolios; and banking services and unsecured lending to individuals and small businesses, as well as wealth management for high-net-worth clients.
The Consumer Finance segment provides prime auto consumer financing for individuals, businesses, and automotive distribution networks. The Corporate & Commercial Banking offers banking products and services to SMEs, mid-sized and larger corporates, and local authorities and housing associations.
The Corporate Centre provides treasury services for asset and liability management of its balance sheet, as well as management of non-core and legacy portfolios. The company operates 450 branches. It delivers products through its omnichannel presence comprising branches, ATMs, telephony, and digital and intermediary channels.
The company was incorporated in 1988 and is based in London, the United Kingdom. Santander UK plc is a subsidiary of Banco Santander SA.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Santander UK plc, and the rating behind it. STNDF last traded at $1.50, 21.2× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Santander UK plc. Starting points for Santander UK plc: P/E 21.2, EPS $0.06, beta 0.47 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Santander UK plc. Santander UK plc does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Santander UK plc. Trailing twelve-month EPS for Santander UK plc stands at $0.06. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Santander UK plc. Santander UK plc has reported as a listed company since 2021. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Santander UK plc valued side by side against its closest peers. Santander UK plc is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Santander UK plc, and how their positions are changing. At a $46.60B market value, institutional positions materially move Santander UK plc's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Santander UK plc executives and directors. Shares of Santander UK plc have traded between $1.50 and $1.50 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Santander UK plc. Santander UK plc is a $46.60B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Santander UK plc. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Santander UK plc. Coverage tracks Santander UK plc within Banks - Regional (Financial Services). Press releases and market coverage, newest first.