Somerset Trust Holding Company
Somerset Trust Holding Company
Your view on SOME
Overview
What the company does, where it operates, and who runs it.
About Somerset Trust Holding Company
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Sean Cook
- Headquarters
- 151 West Main Street, Somerset, PA, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Sean Cook
- Headquarters
- 151 West Main Street, Somerset, PA, US
Somerset Trust Holding Company serves as the parent organization for Somerset Trust Company, furnishing a broad spectrum of banking solutions across Pennsylvania and into Maryland. Its comprehensive offerings encompass various deposit accounts, such as checking, savings, business, and individual retirement accounts, along with certificates of deposit. Customers also have access to debit and credit cards, as well as an extensive range of financing options, including residential and commercial property loans, commercial, consumer, agricultural, mortgage, personal, business, and home equity lending. Beyond core banking, the company delivers financial, retirement, and estate planning expertise, and investment products like mutual funds and annuities. It further provides essential services such as life and long-term care insurance, safe deposit boxes, and advanced online and business banking platforms. Founded in 1889, Somerset Trust Holding Company maintains its headquarters in Somerset, Pennsylvania, operating a network of 41 branches in Pennsylvania and three additional sites in Maryland.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Somerset Trust Holding Company, and the rating behind it. SOME last traded at $78.89, 7.9× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Somerset Trust Holding Company. Starting points for Somerset Trust Holding Company: P/E 7.9, EPS $10.89, beta 0.06 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Somerset Trust Holding Company. Somerset Trust Holding Company does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Somerset Trust Holding Company. Trailing twelve-month EPS for Somerset Trust Holding Company stands at $10.89. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Somerset Trust Holding Company. Somerset Trust Holding Company has reported as a listed company since 1999. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Somerset Trust Holding Company valued side by side against its closest peers. Somerset Trust Holding Company is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Somerset Trust Holding Company, and how their positions are changing. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Somerset Trust Holding Company executives and directors. Shares of Somerset Trust Holding Company have traded between $54.25 and $81.90 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Somerset Trust Holding Company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Somerset Trust Holding Company. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Somerset Trust Holding Company. Coverage tracks Somerset Trust Holding Company within Banks - Regional (Financial Services). Press releases and market coverage, newest first.