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Sound Financial Bancorp, Inc. Stock AnalysisComprehensive stock analysis for Sound Financial Bancorp, Inc. (SFBC) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisSFBC
SFBC
Sound Financial Bancorp, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
SFBC
Home🔹Stocks🔹Sound Financial Bancorp, Inc.

Sound Financial Bancorp, Inc.

🇺🇸SFBC•NASDAQ

Sound Financial Bancorp, Inc.

🇺🇸SFBC•NASDAQ
Market cap
$114.28M
Sentiment

Your view on SFBC

Mkt Cap
$114.28M
Sentiment
Your view
SFBC
Sound Financial Bancorp, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
SFBC
Company Overview

Overview

What the company does, where it operates, and who runs it.

About Sound Financial Bancorp, Inc.

Industry
Banks - Regional
Sector
Financial Services
CEO
Laura Lee Stewart
Headquarters
2400 3rd Avenue, Seattle, WA, US
Industry
Banks - Regional
Sector
Financial Services
CEO
Laura Lee Stewart
Headquarters
2400 3rd Avenue, Seattle, WA, US
Description

Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit.

The company also offers loans secured by first and second mortgages on one-to four-family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences, and commercial and multifamily real estate; land loans; commercial business loans to finance commercial vehicles and equipment, as well as loans secured by accounts receivable and/or inventory; and secured and unsecured consumer loans, such as new and used manufactured homes, floating homes, automobiles, boats, and recreational vehicle loans, and loans secured by deposit accounts.

It operates eight branch offices, including four branches in Seattle Metropolitan Statistical Area, three branches in Clallam County, and one branch in Jefferson County; and a loan production office in the Madison Park neighborhood of Seattle. The company was founded in 1953 and is headquartered in Seattle, Washington.

FRC Research

Media

Infographics, videos, and posts covering the company.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for Sound Financial Bancorp, Inc., and the rating behind it. SFBC last traded at $48.00, 15.3× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for Sound Financial Bancorp, Inc.. Starting points for Sound Financial Bancorp, Inc.: P/E 15.3, EPS $3.14, beta 0.00 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for Sound Financial Bancorp, Inc.. Sound Financial Bancorp, Inc. paid $0.82 per share over the last year — a 1.7% yield at the current $48.00 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for Sound Financial Bancorp, Inc.. Trailing twelve-month EPS for Sound Financial Bancorp, Inc. stands at $3.14. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for Sound Financial Bancorp, Inc.. Sound Financial Bancorp, Inc. has reported as a listed company since 2008. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

Sound Financial Bancorp, Inc. valued side by side against its closest peers. Sound Financial Bancorp, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold Sound Financial Bancorp, Inc., and how their positions are changing. At a $114.3M market value, institutional positions materially move Sound Financial Bancorp, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by Sound Financial Bancorp, Inc. executives and directors. Shares of Sound Financial Bancorp, Inc. have traded between $43.80 and $55.85 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming Sound Financial Bancorp, Inc.. Sound Financial Bancorp, Inc. is a $114.3M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming Sound Financial Bancorp, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for Sound Financial Bancorp, Inc.. Coverage tracks Sound Financial Bancorp, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.

Peer companies

  • FGBI — First Guaranty Bancshares, Inc.
  • LSBK — Lake Shore Bancorp, Inc.
  • MGYR — Magyar Bancorp, Inc.
  • PNBK — Patriot National Bancorp, Inc.
  • PROV — Provident Financial Holdings, Inc.
  • RBKB — Rhinebeck Bancorp, Inc.
  • RVSB — Riverview Bancorp, Inc.

More Banks - Regional companies

  • BKOR — Oak Ridge Financial Services, Inc.
  • BKPKF — Bank Polska Kasa Opieki S.A.
  • BKQNF — Bank of Queensland Limited
  • BKQNY — Bank of Queensland Limited
  • BKRIF — Bank of Ireland Group plc
  • BKRIY — Bank of Ireland Group plc
  • BKRKF — PT Bank Rakyat Indonesia (Persero) Tbk
  • BKRKY — PT Bank Rakyat Indonesia (Persero) Tbk
  • BKSC — Bank of South Carolina Corporation
  • BKU — BankUnited, Inc.
  • BKUT — Bank of Utica
  • BKUTK — Bank of Utica

ETFs holding Sound Financial Bancorp, Inc.

  • IWC — iShares Micro-Cap ETF (0.03%)
  • BSVO — EA Bridgeway Omni Small-Cap Value ETF (0.01%)
  • VXF — Vanguard Extended Market ETF (0.00%)
  • DFMC — U.S. Micro Cap Portfolio ETF (0.00%)
  • DFSU — Dimensional - US Sustainability Core 1 ETF (0.00%)
  • DFAT — Dimensional - US Targeted Value ETF (0.00%)
  • DFAC — Dimensional - US Core Equity 2 ETF (0.00%)
  • VUS.TO — Vanguard U.S. Total Market Index ETF (CAD-hedged) (0.00%)

News

Latest Market News