River Valley Community Bancorp
River Valley Community Bancorp
Your view on RVCB
Overview
What the company does, where it operates, and who runs it.
About River Valley Community Bancorp
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- John Jelavich
- Headquarters
- 1629 Colusa Avenue, Yuba City, CA, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- John Jelavich
- Headquarters
- 1629 Colusa Avenue, Yuba City, CA, US
River Valley Community Bancorp, through its subsidiary, River Valley Community Bank provides various banking products and services in the United States. The company accepts personal and business checking and savings accounts; certificates of deposits; and IRA accounts.
Its loan products include consumer term, consumer construction, residential real estate mortgage, professional practice, agricultural real estate and land development, construction, and commercial real estate loans; home equity lines of credit; commercial lines of credit; and agricultural operating loans and lines.
The company also offers debit, credit, travel money, and gift cards; and online banking and bill payment, ACH origination, electronic statement, remote deposit capture, merchant card processing, payroll, cashier's cheque, automatic teller machine, drive-up teller window, safe deposit box, notary, night depository, overdraft protection, direct deposit, wire transfer, and mobile banking services.
It primarily serves small to middle-market businesses and professionals. The company has branches in Yuba City, Grass Valley, Auburn, and Marysville, California. River Valley Community Bancorp was founded in 2006 and is headquartered in Yuba City, California.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for River Valley Community Bancorp, and the rating behind it. RVCB last traded at $24.75, 16.0× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for River Valley Community Bancorp. Starting points for River Valley Community Bancorp: P/E 16.0, EPS $1.97, beta 0.15 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for River Valley Community Bancorp. River Valley Community Bancorp does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for River Valley Community Bancorp. Trailing twelve-month EPS for River Valley Community Bancorp stands at $1.97. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for River Valley Community Bancorp. River Valley Community Bancorp has reported as a listed company since 2011. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
River Valley Community Bancorp valued side by side against its closest peers. River Valley Community Bancorp is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold River Valley Community Bancorp, and how their positions are changing. At a $77.0M market value, institutional positions materially move River Valley Community Bancorp's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by River Valley Community Bancorp executives and directors. Shares of River Valley Community Bancorp have traded between $21.50 and $31.00 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming River Valley Community Bancorp. River Valley Community Bancorp is a $77.0M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming River Valley Community Bancorp. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for River Valley Community Bancorp. Coverage tracks River Valley Community Bancorp within Banks - Regional (Financial Services). Press releases and market coverage, newest first.