Live Oak Bancshares, Inc.
Live Oak Bancshares, Inc.
Your view on LOB
Overview
What the company does, where it operates, and who runs it.
About Live Oak Bancshares, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- James S. Mahan III
- Headquarters
- 1741 Tiburon Drive, Wilmington, NC, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- James S. Mahan III
- Headquarters
- 1741 Tiburon Drive, Wilmington, NC, US
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States.
The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits.
It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans.
In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; wealth and investment management services to high-net-worth individuals and families; investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies; and an on-site restaurant location to company employees and business visitors.
Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Live Oak Bancshares, Inc., and the rating behind it. LOB last traded at $39.25, 13.6× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Live Oak Bancshares, Inc.. Starting points for Live Oak Bancshares, Inc.: P/E 13.6, EPS $2.97, beta 1.87 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Live Oak Bancshares, Inc.. Live Oak Bancshares, Inc. paid $0.12 per share over the last year — a 0.3% yield at the current $39.25 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Live Oak Bancshares, Inc.. Trailing twelve-month EPS for Live Oak Bancshares, Inc. stands at $2.97. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Live Oak Bancshares, Inc.. Live Oak Bancshares, Inc. has reported as a listed company since 2015. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Live Oak Bancshares, Inc. valued side by side against its closest peers. Live Oak Bancshares, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Live Oak Bancshares, Inc., and how their positions are changing. At a $1.82B market value, institutional positions materially move Live Oak Bancshares, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Live Oak Bancshares, Inc. executives and directors. Shares of Live Oak Bancshares, Inc. have traded between $22.68 and $50.16 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Live Oak Bancshares, Inc.. Live Oak Bancshares, Inc. is a $1.82B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Live Oak Bancshares, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Live Oak Bancshares, Inc.. Coverage tracks Live Oak Bancshares, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.