FRC
FRC Logo
Sign InGet Access

Connect With Us

Stay updated with our latest research and insights

Fundamental Research Corp Logo

Highly ranked equity research firm providing institutional grade tools and analysis to all investors worldwide. Trusted by global investors for over 20+ years.

20+ Years
Rate us on TrustpilotLeave a review

Policies

  • Privacy Policy
  • Terms of Service
  • Disclaimer

Company

  • About Us
  • Our Team
  • Contact Us
  • Leave a Review

Resources

  • Videos
  • Research Reports
  • FAQ
  • How to use FRC

Browse

  • Stock Directory
  • Stock Screener
  • Market Intel Weekly
  • Report Archive

Trackers

  • Congress Trading
  • Senate Trading
  • Congress Net Worth
  • Commodities

© 2026 Fundamental Research Corp. All Rights Reserved.

Professional investment research since 2003

Home
Research
Get Access
Sign In
Richmond Mutual Bancorporation, Inc. Stock AnalysisComprehensive stock analysis for Richmond Mutual Bancorporation, Inc. (RMBI) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisRMBI
RMBI
Richmond Mutual Bancorporation, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
RMBI
Home🔹Stocks🔹Richmond Mutual Bancorporation, Inc.

Richmond Mutual Bancorporation, Inc.

🇺🇸RMBI•NASDAQ

Richmond Mutual Bancorporation, Inc.

🇺🇸RMBI•NASDAQ
Market cap
$254.94M
Sentiment

Your view on RMBI

Mkt Cap
$254.94M
Sentiment
Your view
RMBI
Richmond Mutual Bancorporation, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
RMBI
Company Overview

Overview

What the company does, where it operates, and who runs it.

About Richmond Mutual Bancorporation, Inc.

Industry
Banks - Regional
Sector
Financial Services
CEO
Garry D. Kleer
Headquarters
31 North 9th Street, Richmond, IN, US
Industry
Banks - Regional
Sector
Financial Services
CEO
Garry D. Kleer
Headquarters
31 North 9th Street, Richmond, IN, US
Description

Richmond Mutual Bancorporation, Inc. operates as a holding company for First Bank Richmond that provides various banking services. The company accepts various deposits, including savings deposit accounts, money market accounts NOW and demand accounts, and certificates of deposit.

It also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, residential real estate loans, and consumer loans.

In addition, the company engages in the lease financing business; and provision of fee-based financial services comprising trust and estate administration, investment management, retirement plan administration, and private banking services.

It operates through 12 full service and one limited-service banking offices with seven full-service and one limited-service offices located in Indiana; five offices situated in Ohio; one full-service banking office and four other branch offices are located in Richmond, Indiana; two other offices in Cambridge City, Centerville, Richmond, and Shelbyville, Indiana; two offices in Sidney and Ohio; two offices in Piqua and one office in Troy, Ohio; and a loan production office in Columbus, Ohio.

Richmond Mutual Bancorporation, Inc. was founded in 1887 and is headquartered in Richmond, Indiana.

FRC Research

Media

Infographics, videos, and posts covering the company.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for Richmond Mutual Bancorporation, Inc., and the rating behind it. RMBI last traded at $15.90, 12.8× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for Richmond Mutual Bancorporation, Inc.. Starting points for Richmond Mutual Bancorporation, Inc.: P/E 12.8, EPS $1.24, beta 0.31 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for Richmond Mutual Bancorporation, Inc.. Richmond Mutual Bancorporation, Inc. paid $0.60 per share over the last year — a 3.8% yield at the current $15.90 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for Richmond Mutual Bancorporation, Inc.. Trailing twelve-month EPS for Richmond Mutual Bancorporation, Inc. stands at $1.24. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for Richmond Mutual Bancorporation, Inc.. Richmond Mutual Bancorporation, Inc. has reported as a listed company since 2019. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

Richmond Mutual Bancorporation, Inc. valued side by side against its closest peers. Richmond Mutual Bancorporation, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold Richmond Mutual Bancorporation, Inc., and how their positions are changing. At a $254.9M market value, institutional positions materially move Richmond Mutual Bancorporation, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by Richmond Mutual Bancorporation, Inc. executives and directors. Shares of Richmond Mutual Bancorporation, Inc. have traded between $11.37 and $15.24 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming Richmond Mutual Bancorporation, Inc.. Richmond Mutual Bancorporation, Inc. is a $254.9M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming Richmond Mutual Bancorporation, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for Richmond Mutual Bancorporation, Inc.. Coverage tracks Richmond Mutual Bancorporation, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.

Peer companies

  • CFBK — CF Bankshares Inc.
  • EBMT — Eagle Bancorp Montana, Inc.
  • ECBK — ECB Bancorp, Inc.
  • FCAP — First Capital, Inc.
  • LSBK — Lake Shore Bancorp, Inc.
  • MGYR — Magyar Bancorp, Inc.
  • PNBK — Patriot National Bancorp, Inc.

More Banks - Regional companies

  • OFG — OFG Bancorp
  • OITAF — The Oita Bank, Ltd.
  • ONB — Old National Bancorp
  • ONBPO — Old National Bancorp
  • ONBPP — Old National Bancorp
  • OPBK — OP Bancorp
  • OPHC — OptimumBank Holdings, Inc.
  • ORBN — Oregon Bancorp, Inc.
  • ORPB — Oregon Pacific Bancorp
  • ORRF — Orrstown Financial Services, Inc.
  • OSBC — Old Second Bancorp, Inc.
  • OSBK — Oconee Financial Corporation

ETFs holding Richmond Mutual Bancorporation, Inc.

  • IWC — iShares Micro-Cap ETF (0.03%)
  • IWN — iShares Russell 2000 Value ETF (0.01%)
  • VTWV — Vanguard Russell 2000 Value ETF (0.01%)

News

Latest Market News