OptimumBank Holdings, Inc.
OptimumBank Holdings, Inc.
Your view on OPHC
Overview
What the company does, where it operates, and who runs it.
About OptimumBank Holdings, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Timothy L. Terry
- Headquarters
- 2929 East Commercial Boulevard, Fort Lauderdale, FL, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Timothy L. Terry
- Headquarters
- 2929 East Commercial Boulevard, Fort Lauderdale, FL, US
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses.
It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs.
The company also provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. It operates through two banking offices located in Broward County, Florida.
The company was founded in 2000 and is based in Fort Lauderdale, Florida.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for OptimumBank Holdings, Inc., and the rating behind it. OPHC last traded at $9.07, 5.3× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for OptimumBank Holdings, Inc.. Starting points for OptimumBank Holdings, Inc.: P/E 5.3, EPS $1.71, beta 0.29 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for OptimumBank Holdings, Inc.. OptimumBank Holdings, Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for OptimumBank Holdings, Inc.. Trailing twelve-month EPS for OptimumBank Holdings, Inc. stands at $1.71. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for OptimumBank Holdings, Inc.. OptimumBank Holdings, Inc. has reported as a listed company since 2003. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
OptimumBank Holdings, Inc. valued side by side against its closest peers. OptimumBank Holdings, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold OptimumBank Holdings, Inc., and how their positions are changing. At a $110.3M market value, institutional positions materially move OptimumBank Holdings, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by OptimumBank Holdings, Inc. executives and directors. Shares of OptimumBank Holdings, Inc. have traded between $3.53 and $5.15 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming OptimumBank Holdings, Inc.. OptimumBank Holdings, Inc. is a $110.3M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming OptimumBank Holdings, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for OptimumBank Holdings, Inc.. Coverage tracks OptimumBank Holdings, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.