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Orrstown Financial Services, Inc. Stock AnalysisComprehensive stock analysis for Orrstown Financial Services, Inc. (ORRF) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisORRF
ORRF
Orrstown Financial Services, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
ORRF
Home🔹Stocks🔹Orrstown Financial Services, Inc.

Orrstown Financial Services, Inc.

🇺🇸ORRF•NASDAQ

Orrstown Financial Services, Inc.

🇺🇸ORRF•NASDAQ
Market cap
$831.89M
Sentiment

Your view on ORRF

Mkt Cap
$831.89M
Sentiment
Your view
ORRF
Orrstown Financial Services, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
ORRF
Company Overview

Overview

What the company does, where it operates, and who runs it.

About Orrstown Financial Services, Inc.

Industry
Banks - Regional
Sector
Financial Services
CEO
Thomas Rodney Quinn Jr.
Headquarters
77 East King Street, Shippensburg, PA, US
Industry
Banks - Regional
Sector
Financial Services
CEO
Thomas Rodney Quinn Jr.
Headquarters
77 East King Street, Shippensburg, PA, US
Description

Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits.

It also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans comprising home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans.

In addition, the company provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as provides other fiduciary services under the Orrstown Financial Advisors name; and offers retail brokerage services through a third-party broker/dealer arrangement.

Further, it offers investment advisory, insurance, and brokerage services. The company operates through offices in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York counties, Pennsylvania; and Anne Arundel, Baltimore, Howard, and Washington counties, Maryland, as well as Baltimore City, Maryland.

Orrstown Financial Services, Inc. was founded in 1919 and is based in Shippensburg, Pennsylvania.

FRC Research

Media

Infographics, videos, and posts covering the company.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for Orrstown Financial Services, Inc., and the rating behind it. ORRF last traded at $42.34, 9.1× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for Orrstown Financial Services, Inc.. Starting points for Orrstown Financial Services, Inc.: P/E 9.1, EPS $4.47, beta 0.67 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for Orrstown Financial Services, Inc.. Orrstown Financial Services, Inc. paid $1.17 per share over the last year — a 2.8% yield at the current $42.34 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for Orrstown Financial Services, Inc.. Trailing twelve-month EPS for Orrstown Financial Services, Inc. stands at $4.47. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for Orrstown Financial Services, Inc.. Orrstown Financial Services, Inc. has reported as a listed company since 1999. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

Orrstown Financial Services, Inc. valued side by side against its closest peers. Orrstown Financial Services, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold Orrstown Financial Services, Inc., and how their positions are changing. At a $831.9M market value, institutional positions materially move Orrstown Financial Services, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by Orrstown Financial Services, Inc. executives and directors. Shares of Orrstown Financial Services, Inc. have traded between $25.57 and $41.50 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming Orrstown Financial Services, Inc.. Orrstown Financial Services, Inc. is a $831.9M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming Orrstown Financial Services, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for Orrstown Financial Services, Inc.. Coverage tracks Orrstown Financial Services, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.

Peer companies

  • BCAL — Southern California Bancorp
  • CAC — Camden National Corporation
  • CCBG — Capital City Bank Group, Inc.
  • GSBC — Great Southern Bancorp, Inc.
  • IBCP — Independent Bank Corporation
  • MCBS — MetroCity Bankshares, Inc.
  • MPB — Mid Penn Bancorp, Inc.

More Banks - Regional companies

  • BFCC — BankFirst Capital Corporation
  • BFL.AX — BSP Financial Group Limited
  • BFST — Business First Bancshares, Inc.
  • BHB — Bar Harbor Bankshares
  • BHDB — Bank of Labor Bancshares, Inc.
  • BHKLY — BOC Hong Kong (Holdings) Limited
  • BHRB — Burke & Herbert Bank & Trust Company
  • BKCYF — Bank of Cyprus Holdings Public Limited Company
  • BKEAF — The Bank of East Asia, Limited
  • BKEAY — The Bank of East Asia, Limited
  • BKGM — BankGuam Holding Company
  • BKHPF — Bank Hapoalim B.M.

ETFs holding Orrstown Financial Services, Inc.

  • FDM — First Trust Dow Jones Select MicroCap Index Fund (1.37%)
  • SMDV — ProShares - Russell 2000 Dividend Growers ETF (1.08%)
  • QABA — First Trust NASDAQ ABA Community Bank Index Fund (0.33%)
  • SMLV — State Street SPDR US Small Cap Low Volatility Index ETF (0.31%)
  • BFOR — Barron's 400SM ETF (0.28%)
  • IWC — iShares Micro-Cap ETF (0.19%)
  • KRE — State Street SPDR S&P Regional Banking ETF (0.18%)
  • VFMF — Vanguard U.S. Multifactor ETF (0.12%)

News

Latest Market News