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Summit Bancshares, Inc. Stock AnalysisComprehensive stock analysis for Summit Bancshares, Inc. (SMAL) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisSMAL
SMAL
Summit Bancshares, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
SMAL
Home🔹Stocks🔹Summit Bancshares, Inc.

Summit Bancshares, Inc.

🇺🇸SMAL•OTC

Summit Bancshares, Inc.

🇺🇸SMAL•OTC
Market cap
$68.33M
Sentiment

Your view on SMAL

Mkt Cap
$68.33M
Sentiment
Your view
SMAL
Summit Bancshares, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
SMAL
Company Overview

Overview

What the company does, where it operates, and who runs it.

About Summit Bancshares, Inc.

Industry
Banks - Regional
Sector
Financial Services
CEO
Shirley W. Nelson
Headquarters
2969 Broadway, Oakland, CA, US
Industry
Banks - Regional
Sector
Financial Services
CEO
Shirley W. Nelson
Headquarters
2969 Broadway, Oakland, CA, US
Description

Summit Bancshares, Inc., through its subsidiary, Summit Bank, provides commercial credit and other banking services in California. It offers checking and savings accounts, and certificates of deposit.

The company also provides commercial real estate, land development and construction, and commercial and consumer loans, as well as letters of credit.

The company offers its products and services through three branches to small and mid-sized businesses and professionals, including professional firms of physicians, attorneys, accountants, real estate developers, retailers, service firms, wholesalers, and distributors, as well as individuals. Summit Bancshares, Inc. was founded in 1982 and is based in Oakland, California.

FRC Research

Media

Infographics, videos, and posts covering the company.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for Summit Bancshares, Inc., and the rating behind it. SMAL last traded at $58.69, 4.8× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for Summit Bancshares, Inc.. Starting points for Summit Bancshares, Inc.: P/E 4.8, EPS $2.60, beta 0.39 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for Summit Bancshares, Inc.. Summit Bancshares, Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for Summit Bancshares, Inc.. Trailing twelve-month EPS for Summit Bancshares, Inc. stands at $2.60. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for Summit Bancshares, Inc.. Summit Bancshares, Inc. has reported as a listed company since 1999. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

Summit Bancshares, Inc. valued side by side against its closest peers. Summit Bancshares, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold Summit Bancshares, Inc., and how their positions are changing. At a $68.3M market value, institutional positions materially move Summit Bancshares, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by Summit Bancshares, Inc. executives and directors. Shares of Summit Bancshares, Inc. have traded between $43.68 and $58.69 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming Summit Bancshares, Inc.. Summit Bancshares, Inc. is a $68.3M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming Summit Bancshares, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for Summit Bancshares, Inc.. Coverage tracks Summit Bancshares, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.

Peer companies

  • BSFO — Bank of San Francisco
  • CMHF — Community Heritage Financial, Inc.
  • CZBT — Citizens Bancorp of Virginia, Inc.
  • FBSI — First Bancshares, Inc.
  • FBTT — First Bankers Trustshares, Inc.
  • FSMK — 1ST SUMMIT BANCORP of Johnstown, Inc.
  • JUVF — Juniata Valley Financial Corp.
  • KEFI — Keweenaw Financial Corporation

More Banks - Regional companies

  • FISI — Financial Institutions, Inc.
  • FITB — Fifth Third Bancorp
  • FITB-PM — Fifth Third Bancorp
  • FITBI — Fifth Third Bancorp
  • FKKFF — Fukuoka Financial Group, Inc.
  • FKKFY — Fukuoka Financial Group, Inc.
  • FKYS — First Keystone Corporation
  • FLEW — Fleetwood Bank Corporation
  • FLG — Flagstar Financial, Inc.
  • FMAO — Farmers & Merchants Bancorp, Inc.
  • FMBH — First Mid Bancshares, Inc.
  • FMBL — Farmers & Merchants Bank of Long Beach

News

Latest Market News