Town Center Bank
Town Center Bank
Your view on TCNB
Overview
What the company does, where it operates, and who runs it.
About Town Center Bank
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Michael D. Perry
- Headquarters
- 1938 East Lincoln Highway, New Lenox, IL, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Michael D. Perry
- Headquarters
- 1938 East Lincoln Highway, New Lenox, IL, US
Town Center Bank provides various financial services to individuals and businesses in Illinois.
The company offers a range of deposit products, such as checking accounts, sweep accounts, savings accounts, term certificate accounts, and certificates of deposit; and various lending products comprising commercial loans, consumer loans, home mortgage loans, home equity lines of credit, home equity loans, installment loans, working capital loans, secured or unsecured lines of credit, equipment loans, and asset and AR based loans, as well as commercial real estate loans for office buildings, industrial/warehouses, retail/apartments, mixed use, improved land, construction, and development.
It also provides cash management, bill payment, remote deposit capture, Xpress deposit, and online and mobile banking services, as well as night depository, merchant card processing, and ACH and wire originations services.
In addition, the company offers debit and credit cards; and additional services, such as coin counting and property tax payment services. It operates through its offices in Frankfort and New Lenox, Illinois. Town Center Bank was founded in 2006 and is based in New Lenox, Illinois.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Town Center Bank, and the rating behind it. TCNB last traded at $6.10, 17.2× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Town Center Bank. Starting points for Town Center Bank: P/E 17.2, EPS $0.43, beta -0.02 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Town Center Bank. Town Center Bank does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Town Center Bank. Trailing twelve-month EPS for Town Center Bank stands at $0.43. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Town Center Bank. Town Center Bank has reported as a listed company since 2008. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Town Center Bank valued side by side against its closest peers. Town Center Bank is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Town Center Bank, and how their positions are changing. At a $14.2M market value, institutional positions materially move Town Center Bank's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Town Center Bank executives and directors. Shares of Town Center Bank have traded between $5.40 and $6.23 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Town Center Bank. Town Center Bank is a $14.2M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Town Center Bank. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Town Center Bank. Coverage tracks Town Center Bank within Banks - Regional (Financial Services). Press releases and market coverage, newest first.