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Madison County Financial, Inc. Stock AnalysisComprehensive stock analysis for Madison County Financial, Inc. (MCBK) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisMCBK
MCBK
Madison County Financial, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
MCBK
Home🔹Stocks🔹Madison County Financial, Inc.

Madison County Financial, Inc.

🇺🇸MCBK•OTC

Madison County Financial, Inc.

🇺🇸MCBK•OTC
Market cap
$78.72M
Sentiment

Your view on MCBK

Mkt Cap
$78.72M
Sentiment
Your view
MCBK
Madison County Financial, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
MCBK
Company Overview

Overview

What the company does, where it operates, and who runs it.

About Madison County Financial, Inc.

Industry
Banks - Regional
Sector
Financial Services
CEO
David Jeffrey Warnemunde
Headquarters
111 West Third Street, Madison, NE, US
Industry
Banks - Regional
Sector
Financial Services
CEO
David Jeffrey Warnemunde
Headquarters
111 West Third Street, Madison, NE, US
Description

Madison County Financial, Inc. operates as the holding company for Madison County Bank that provides banking and financial services to individual and corporate customers in Nebraska, the United States.

It provides deposits, such as checking, money market savings, savings, and individual retirement accounts, as well as certificates of deposit; credit and debit cards; home loans; and consumer loans, including home equity lines of credit, second mortgage, home improvement, recreational vehicle, personal, and overdraft protection loans, as well as loans for automobiles, trucks, and vans.

The company also offers agricultural real estate, machinery and equipment, livestock and crop, and operating loans; and commercial real estate, construction, investment property, and working capital loans, as well as equipment financing services. In addition, it provides online and mobile banking, as well as merchant services.

The company was formerly known as Madison County Holding Company and changed its name to Madison County Financial, Inc. in October 2012. Madison County Financial, Inc. was founded in 1888 and is headquartered in Madison, Nebraska.

FRC Research

Media

Infographics, videos, and posts covering the company.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for Madison County Financial, Inc., and the rating behind it. MCBK last traded at $29.50, 11.3× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for Madison County Financial, Inc.. Starting points for Madison County Financial, Inc.: P/E 11.3, EPS $2.95, beta 0.13 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for Madison County Financial, Inc.. Madison County Financial, Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for Madison County Financial, Inc.. Trailing twelve-month EPS for Madison County Financial, Inc. stands at $2.95. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for Madison County Financial, Inc.. Madison County Financial, Inc. has reported as a listed company since 2012. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

Madison County Financial, Inc. valued side by side against its closest peers. Madison County Financial, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold Madison County Financial, Inc., and how their positions are changing. At a $78.7M market value, institutional positions materially move Madison County Financial, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by Madison County Financial, Inc. executives and directors. Shares of Madison County Financial, Inc. have traded between $24.30 and $29.50 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming Madison County Financial, Inc.. Madison County Financial, Inc. is a $78.7M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming Madison County Financial, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for Madison County Financial, Inc.. Coverage tracks Madison County Financial, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.

Peer companies

  • CULL — Cullman Bancorp, Inc.
  • CZBT — Citizens Bancorp of Virginia, Inc.
  • DWNX — Delhi Bank Corp.
  • FBSI — First Bancshares, Inc.
  • JUVF — Juniata Valley Financial Corp.
  • NEFB — Neffs Bancorp, Inc.
  • NTBP — New Tripoli Bancorp, Inc.

More Banks - Regional companies

  • UCB — United Community Banks, Inc.
  • UFCP — Union Financial Corporation
  • UMBF — UMB Financial Corporation
  • UNB — Union Bankshares, Inc.
  • UNBK — United National Bank
  • UNCFF — UniCredit S.p.A.
  • UNCRY — UniCredit S.p.A.
  • UNIB — University Bancorp, Inc.
  • UNIF — U & I Financial Corp.
  • UNJCF — Unicaja Banco, S.A.
  • UNPA — UNB Corp.
  • UNTN — United Tennessee Bankshares, Inc.

News

Latest Market News