Community Heritage Financial, Inc.
Community Heritage Financial, Inc.
Your view on CMHF
Overview
What the company does, where it operates, and who runs it.
About Community Heritage Financial, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Robert E. Goetz Jr.
- Headquarters
- 24 West Main Street, Middletown, MD, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Robert E. Goetz Jr.
- Headquarters
- 24 West Main Street, Middletown, MD, US
Community Heritage Financial, Inc., through its subsidiaries, provides retail and commercial banking services to individuals and businesses in Maryland, Pennsylvania, Virginia, West Virginia, and the District of Columbia. It operates in two segments, Commercial Banking and Mortgage Banking.
The Commercial Banking segment offers commercial loans, real estate loans, installment loans, and consumer loans, as well as other business financing services; and deposit products, including demand deposit accounts, savings accounts, time deposit, and certificates of deposit.
The Mortgage Banking segment primarily engages in the origination of residential mortgages for sale into the secondary market. The company also provides life insurance services. It operates through a network of eight branches located in Frederick and Washington Counties, Maryland.
The company was incorporated in 2018 and is based in Middletown, Maryland.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Community Heritage Financial, Inc., and the rating behind it. CMHF last traded at $30.89, 19.9× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Community Heritage Financial, Inc.. Starting points for Community Heritage Financial, Inc.: P/E 19.9, EPS $2.06, beta 0.33 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Community Heritage Financial, Inc.. Community Heritage Financial, Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Community Heritage Financial, Inc.. Trailing twelve-month EPS for Community Heritage Financial, Inc. stands at $2.06. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Community Heritage Financial, Inc.. Community Heritage Financial, Inc. has reported as a listed company since 2000. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Community Heritage Financial, Inc. valued side by side against its closest peers. Community Heritage Financial, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Community Heritage Financial, Inc., and how their positions are changing. At a $69.5M market value, institutional positions materially move Community Heritage Financial, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Community Heritage Financial, Inc. executives and directors. Shares of Community Heritage Financial, Inc. have traded between $23.05 and $31.00 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Community Heritage Financial, Inc.. Community Heritage Financial, Inc. is a $69.5M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Community Heritage Financial, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Community Heritage Financial, Inc.. Coverage tracks Community Heritage Financial, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.