First Ottawa Bancshares, Inc.
First Ottawa Bancshares, Inc.
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Overview
What the company does, where it operates, and who runs it.
About First Ottawa Bancshares, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Steven Gonzalo
- Headquarters
- 701 LaSalle Street, Ottawa, IL, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Steven Gonzalo
- Headquarters
- 701 LaSalle Street, Ottawa, IL, US
First Ottawa Bancshares, Inc. operates as the bank holding company for American Commercial Bank & Trust, National Association that provides a range of banking and financial services to individual and corporate customers in LaSalle, Grundy, Cook, and surrounding counties in Illinois.
The company offers personal banking services, including checking and savings accounts; interest bearing and noninterest bearing demand deposits; time deposits; certificates of deposit and individual retirement accounts; mortgage loans; consumer loans; trust and estate services; personal and fiduciary services; safe deposit boxes; ATM and credit cards; and online banking, bill payment, and mobile banking services.
It also provides business banking services, such as e-business checking accounts; commercial checking accounts; commercial checking now accounts; deposit sweep and cash management balance accounts; commercial savings accounts; commercial money market accounts; non-profit now accounts; cash management; commercial lines of credit, commercial loans, commercial construction and development loans, real estate loans, and letters of credit; and agriculture loans and farm management services.
In addition, the company offers home equity loans and residential loans. First Ottawa Bancshares, Inc. was founded in 1865 and is based in Ottawa, Illinois.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for First Ottawa Bancshares, Inc., and the rating behind it. FOTB last traded at $190.02, 8.2× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for First Ottawa Bancshares, Inc.. Starting points for First Ottawa Bancshares, Inc.: P/E 8.2, EPS $27.62, beta 0.11 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for First Ottawa Bancshares, Inc.. First Ottawa Bancshares, Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for First Ottawa Bancshares, Inc.. Trailing twelve-month EPS for First Ottawa Bancshares, Inc. stands at $27.62. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for First Ottawa Bancshares, Inc.. First Ottawa Bancshares, Inc. has reported as a listed company since 2002. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
First Ottawa Bancshares, Inc. valued side by side against its closest peers. First Ottawa Bancshares, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold First Ottawa Bancshares, Inc., and how their positions are changing. At a $178.0M market value, institutional positions materially move First Ottawa Bancshares, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by First Ottawa Bancshares, Inc. executives and directors. Shares of First Ottawa Bancshares, Inc. have traded between $135.00 and $197.70 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming First Ottawa Bancshares, Inc.. First Ottawa Bancshares, Inc. is a $178.0M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming First Ottawa Bancshares, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for First Ottawa Bancshares, Inc.. Coverage tracks First Ottawa Bancshares, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.