FRC
FRC Logo
Sign InGet Access

Connect With Us

Stay updated with our latest research and insights

Fundamental Research Corp Logo

Highly ranked equity research firm providing institutional grade tools and analysis to all investors worldwide. Trusted by global investors for over 20+ years.

20+ Years
Rate us on TrustpilotLeave a review

Policies

  • Privacy Policy
  • Terms of Service
  • Disclaimer

Company

  • About Us
  • Our Team
  • Contact Us
  • Leave a Review

Resources

  • Videos
  • Research Reports
  • FAQ
  • How to use FRC

Browse

  • Stock Directory
  • Stock Screener
  • Market Intel Weekly
  • Report Archive

Trackers

  • Congress Trading
  • Senate Trading
  • Congress Net Worth
  • Commodities

© 2026 Fundamental Research Corp. All Rights Reserved.

Professional investment research since 2003

Home
Research
Get Access
Sign In
Encore Capital Group, Inc. Stock AnalysisComprehensive stock analysis for Encore Capital Group, Inc. (ECPG) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisECPG
ECPG
Encore Capital Group, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
ECPG
Home🔹Stocks🔹Encore Capital Group, Inc.

Encore Capital Group, Inc.

🇺🇸ECPG•NASDAQ

Encore Capital Group, Inc.

🇺🇸ECPG•NASDAQ
Market cap
$2.11B
Sentiment

Your view on ECPG

Mkt Cap
$2.11B
Sentiment
Your view
ECPG
Encore Capital Group, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
ECPG
Company Overview

Overview

What the company does, where it operates, and who runs it.

About Encore Capital Group, Inc.

Industry
Financial - Credit Services
Sector
Financial Services
CEO
Ashish Masih
Headquarters
350 Camino De La Reina, San Diego, CA, US
Industry
Financial - Credit Services
Sector
Financial Services
CEO
Ashish Masih
Headquarters
350 Camino De La Reina, San Diego, CA, US
Description

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide.

The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery.

It is also involved in the provision of early stage collection, business process outsourcing, and contingent collection services, as well as debt servicing and other portfolio management services to credit originator for non-performing loans. The company was incorporated in 1999 and is headquartered in San Diego, California.

FRC Research

Media

Infographics, videos, and posts covering the company.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for Encore Capital Group, Inc., and the rating behind it. ECPG last traded at $98.56, 7.3× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for Encore Capital Group, Inc.. Starting points for Encore Capital Group, Inc.: P/E 7.3, EPS $13.99, beta 1.28 — an Financial - Credit Services name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for Encore Capital Group, Inc.. Encore Capital Group, Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for Encore Capital Group, Inc.. Trailing twelve-month EPS for Encore Capital Group, Inc. stands at $13.99. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for Encore Capital Group, Inc.. Encore Capital Group, Inc. has reported as a listed company since 1999. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

Encore Capital Group, Inc. valued side by side against its closest peers. Encore Capital Group, Inc. is measured against Financial - Credit Services peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold Encore Capital Group, Inc., and how their positions are changing. At a $2.11B market value, institutional positions materially move Encore Capital Group, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by Encore Capital Group, Inc. executives and directors. Shares of Encore Capital Group, Inc. have traded between $26.45 and $51.77 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming Encore Capital Group, Inc.. Encore Capital Group, Inc. is a $2.11B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming Encore Capital Group, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for Encore Capital Group, Inc.. Coverage tracks Encore Capital Group, Inc. within Financial - Credit Services (Financial Services). Press releases and market coverage, newest first.

Peer companies

  • ABTC — American Bitcoin Corp
  • BETR — Better Home & Finance Holding Company
  • GEMI — Gemini Space Station, Inc. Class A Common Stock
  • IGIC — International General Insurance Holdings Ltd.
  • JCAP — Jefferson Capital, Inc. Common Stock
  • LDI — loanDepot, Inc.
  • NMFC — New Mountain Finance Corporation

More Financial - Credit Services companies

  • AGM — Federal Agricultural Mortgage Corporation
  • AGM-A — Federal Agricultural Mortgage Corporation
  • AIFLF — Aiful Corporation
  • AIJTY — Jianpu Technology Inc.
  • ALEDY — Allied Group Limited
  • ALLY — Ally Financial Inc.
  • ALPC — Alpha Investment Inc.
  • ANTA — Antalpha Platform Holding Company
  • AOHLF — Autohellas S.A.
  • ARWD — Arrow Resources Development, Inc.
  • ATLC — Atlanticus Holdings Corporation
  • ATLCL — Atlanticus Holdings Corporation 6.125% Senior Notes due 2026

ETFs holding Encore Capital Group, Inc.

  • SSCP — SMART Small Cap ETF (1.94%)
  • SURE — AdvisorShares Insider Advantage ETF (1.18%)
  • FDLS — Inspire Fidelis Multi Factor ETF (1.14%)
  • XSVM — Invesco S&P SmallCap Value with Momentum ETF (1.05%)
  • GRPZ — Invesco S&P SmallCap 600 GARP ETF (0.97%)
  • FYC — First Trust Small Cap Growth AlphaDEX Fund (0.73%)
  • AFSM — First Trust Active Factor Small Cap ETF (0.66%)
  • MMSC — First Trust Multi-Manager Small Cap Opportunities ETF (0.62%)

News

Latest Market News