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Company ProfileAtlanticus Holdings Corporation 6.125% Senior Notes due 2026
  • Company Overview
  • Financial Data
  • Peer Comparison
  • Ownership & News
  • Discussion
ATLCL
Atlanticus Holdings Corporation 6.125% Senior Notes due 2026 Stock AnalysisComprehensive stock analysis for Atlanticus Holdings Corporation 6.125% Senior Notes due 2026 (ATLCL) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisATLCL
ATLCL
Atlanticus Holdings Corporation 6.125% Senior Notes due 2026
  • Company Overview
  • Financial Data
  • Peer Comparison
  • Ownership & News
  • Discussion
ATLCL
Home🔹Stocks🔹Atlanticus Holdings Corporation 6.125% Senior Notes due 2026

Atlanticus Holdings Corporation 6.125% Senior Notes due 2026

🇺🇸ATLCL•NASDAQ

Atlanticus Holdings Corporation 6.125% Senior Notes due 2026

🇺🇸ATLCL•NASDAQ
Market cap
$1.71B
Sentiment

Your view on ATLCL

Mkt Cap
$1.71B
Sentiment
Your view
Company Overview

Overview

What the company does, where it operates, and who runs it.

About Atlanticus Holdings Corporation 6.125% Senior Notes due 2026

Industry
Financial - Credit Services
Sector
Financial Services
CEO
Jeffrey A. Howard
Headquarters
5 Concourse Parkway, Suite 300, Atlanta, GA, US
Industry
Financial - Credit Services
Sector
Financial Services
CEO
Jeffrey A. Howard
Headquarters
5 Concourse Parkway, Suite 300, Atlanta, GA, US
Description

Atlanticus Holdings Corporation functions as a financial holding entity, primarily dedicated to furnishing financial technology solutions and related services. Its operations are structured into two distinct divisions: Credit as a Service (CaaS) and Auto Finance.

The CaaS segment focuses on facilitating the issuance of both private label and general-purpose credit cards.

These card programs are originated by partner lenders and distributed through various avenues, including alliances with retail and healthcare providers, direct mail solicitations, digital marketing initiatives, and collaborations with third-party organizations. Conversely, the Auto Finance division manages the servicing of loans.

These loans are typically secured by independent automotive dealerships and specialized automotive finance companies that operate within the "buy-here, pay-here" used car sales model. Founded by David G. Hanna in August 1996, the company maintains its principal corporate office in Atlanta, Georgia.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for Atlanticus Holdings Corporation 6.125% Senior Notes due 2026, and the rating behind it. ATLCL last traded at $25.31, 9.8× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for Atlanticus Holdings Corporation 6.125% Senior Notes due 2026. Starting points for Atlanticus Holdings Corporation 6.125% Senior Notes due 2026: P/E 9.8, EPS $10.18, beta 0.23 — an Financial - Credit Services name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for Atlanticus Holdings Corporation 6.125% Senior Notes due 2026. Atlanticus Holdings Corporation 6.125% Senior Notes due 2026 paid $1.53 per share over the last year — a 6.1% yield at the current $25.31 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for Atlanticus Holdings Corporation 6.125% Senior Notes due 2026. Trailing twelve-month EPS for Atlanticus Holdings Corporation 6.125% Senior Notes due 2026 stands at $10.18. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for Atlanticus Holdings Corporation 6.125% Senior Notes due 2026. Atlanticus Holdings Corporation 6.125% Senior Notes due 2026 has reported as a listed company since 2021. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

Atlanticus Holdings Corporation 6.125% Senior Notes due 2026 valued side by side against its closest peers. Atlanticus Holdings Corporation 6.125% Senior Notes due 2026 is measured against Financial - Credit Services peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold Atlanticus Holdings Corporation 6.125% Senior Notes due 2026, and how their positions are changing. At a $1.71B market value, institutional positions materially move Atlanticus Holdings Corporation 6.125% Senior Notes due 2026's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by Atlanticus Holdings Corporation 6.125% Senior Notes due 2026 executives and directors. Shares of Atlanticus Holdings Corporation 6.125% Senior Notes due 2026 have traded between $24.51 and $25.44 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming Atlanticus Holdings Corporation 6.125% Senior Notes due 2026. Atlanticus Holdings Corporation 6.125% Senior Notes due 2026 is a $1.71B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming Atlanticus Holdings Corporation 6.125% Senior Notes due 2026. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for Atlanticus Holdings Corporation 6.125% Senior Notes due 2026. Coverage tracks Atlanticus Holdings Corporation 6.125% Senior Notes due 2026 within Financial - Credit Services (Financial Services). Press releases and market coverage, newest first.

Discussion

Comments

Comments and replies from FRC members about this company.

Peer companies

  • ALLYAlly Financial Inc.
  • BFHBread Financial Holdings, Inc.
  • CACCCredit Acceptance Corporation
  • CPSSConsumer Portfolio Services, Inc.
  • ENVAEnova International, Inc.
  • FOAFinance Of America Companies Inc.
  • OPRTOportun Financial Corporation
  • PRGPROG Holdings, Inc.

More Financial - Credit Services companies

  • SUIGSUI Group Holdings Limited
  • SVR.AXSolvar Limited
  • SWKHLSWK Holdings Corporation 9.00% Senior Notes due 2027
  • SWRDStewards Inc.
  • SYFSynchrony Financial
  • TBCRFTimbercreek Financial Corp.
  • TF.TOTimbercreek Financial Corp.
  • TREELendingTree, Inc.
  • TRNITrinity Capital Inc.
  • TROOTROOPS, Inc.
  • UPSTUpstart Holdings, Inc.
  • VVisa Inc.

ETFs holding Atlanticus Holdings Corporation 6.125% Senior Notes due 2026

Largest holders, then the funds most concentrated in ATLCL · % = share of the fund

  • PFFiShares Preferred and Income Securities ETF0.07%
  • PFLDAAM Low Duration Preferred and Income Securities ETF0.08%
  • IYLDiShares Morningstar Multi-Asset Income ETF0.01%
ATLCL Analysis
Good
Past2
Growth5
Health2
Profit3
Value4

News

Latest Market News