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Universal Insurance Holdings, Inc. Stock AnalysisComprehensive stock analysis for Universal Insurance Holdings, Inc. (UVE) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisUVE
UVE
Universal Insurance Holdings, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
UVE
Home🔹Stocks🔹Universal Insurance Holdings, Inc.

Universal Insurance Holdings, Inc.

🇺🇸UVE•NYSE

Universal Insurance Holdings, Inc.

🇺🇸UVE•NYSE
Market cap
$1.23B
Sentiment

Your view on UVE

Mkt Cap
$1.23B
Sentiment
Your view
UVE
Universal Insurance Holdings, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
UVE
Company Overview

Overview

What the company does, where it operates, and who runs it.

About Universal Insurance Holdings, Inc.

Industry
Insurance - Property & Casualty
Sector
Financial Services
CEO
Stephen Joseph Donaghy
Headquarters
1110 West Commercial Boulevard, Fort Lauderdale, FL, US
Industry
Insurance - Property & Casualty
Sector
Financial Services
CEO
Stephen Joseph Donaghy
Headquarters
1110 West Commercial Boulevard, Fort Lauderdale, FL, US
Description

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States.

The company develops, markets, and underwrites insurance products for personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire; and offers allied lines, coverage for other structures, and personal property, liability, and personal articles coverages.

It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; places and manages reinsurance programs for the insurance entities; and operates Clovered.

com, an online platform in which consumers receive side-by-side quotes from various carriers across multiple states, as well as educational materials about homeowners' insurance policies.

It offers its products through a network of independent agents, as well as Universal Direct, a direct-to-consumer online platform, which enables homeowners to directly purchase, pay for, and bind homeowners' policies.

The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

FRC Research

Media

Infographics, videos, and posts covering the company.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for Universal Insurance Holdings, Inc., and the rating behind it. UVE last traded at $44.33, 5.6× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for Universal Insurance Holdings, Inc.. Starting points for Universal Insurance Holdings, Inc.: P/E 5.6, EPS $7.90, beta 0.73 — an Insurance - Property & Casualty name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for Universal Insurance Holdings, Inc.. Universal Insurance Holdings, Inc. paid $0.77 per share over the last year — a 1.7% yield at the current $44.33 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for Universal Insurance Holdings, Inc.. Trailing twelve-month EPS for Universal Insurance Holdings, Inc. stands at $7.90. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for Universal Insurance Holdings, Inc.. Universal Insurance Holdings, Inc. has reported as a listed company since 2003. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

Universal Insurance Holdings, Inc. valued side by side against its closest peers. Universal Insurance Holdings, Inc. is measured against Insurance - Property & Casualty peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold Universal Insurance Holdings, Inc., and how their positions are changing. At a $1.23B market value, institutional positions materially move Universal Insurance Holdings, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by Universal Insurance Holdings, Inc. executives and directors. Shares of Universal Insurance Holdings, Inc. have traded between $18.72 and $35.84 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming Universal Insurance Holdings, Inc.. Universal Insurance Holdings, Inc. is a $1.23B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming Universal Insurance Holdings, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for Universal Insurance Holdings, Inc.. Coverage tracks Universal Insurance Holdings, Inc. within Insurance - Property & Casualty (Financial Services). Press releases and market coverage, newest first.

Peer companies

  • ASIC — Ategrity Specialty Holdings LLC
  • BHF — Brighthouse Financial, Inc.
  • BHRB — Burke & Herbert Bank & Trust Company
  • BOW — Bowhead Specialty Holdings Inc.
  • DGICA — Donegal Group Inc.
  • FMBH — First Mid Bancshares, Inc.
  • HRTG — Heritage Insurance Holdings, Inc.
  • IGIC — International General Insurance Holdings Ltd.

More Insurance - Property & Casualty companies

  • TKOMY — Tokio Marine Holdings, Inc.
  • TRUP — Trupanion, Inc.
  • TRV — The Travelers Companies, Inc.
  • TWR.AX — Tower Limited
  • UFCS — United Fire Group, Inc.
  • WRB — W. R. Berkley Corporation
  • ZZHGF — ZhongAn Online P & C Insurance Co., Ltd.
  • ZZHGY — ZhongAn Online P & C Insurance Co., Ltd.

ETFs holding Universal Insurance Holdings, Inc.

  • EHLS — Even Herd Long Short ETF (1.95%)
  • DEEP — Acquirers Small and Micro Deep Value ETF (1.14%)
  • ROSC — Hartford Multifactor Small Cap ETF (0.85%)
  • LITL — Simplify Piper Sandler US Small-Cap PLUS Income ETF (0.60%)
  • AFSM — First Trust Active Factor Small Cap ETF (0.56%)
  • DWAS — Invesco Dorsey Wright SmallCap Momentum ETF (0.48%)
  • SVAL — iShares US Small Cap Value Factor ETF (0.40%)
  • BFOR — Barron's 400SM ETF (0.29%)

News

Latest Market News