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Builders Capital Mortgage Corp. Stock AnalysisComprehensive stock analysis for Builders Capital Mortgage Corp. (BCF.V) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisBCF.V
BCF.V
Builders Capital Mortgage Corp.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
BCF.V
Home🔹Stocks🔹Builders Capital Mortgage Corp.

Builders Capital Mortgage Corp.

FRC Coverage
BCF.V•TSXV

Builders Capital Mortgage Corp.

FRC Coverage
BCF.V•TSXV
Sentiment

Your view on BCF.V

Sentiment
Your view
BCF.V
Builders Capital Mortgage Corp.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
BCF.V
Company Overview

Overview

What the company does, where it operates, and who runs it.

*Builders Capital Mortgage Corp. has paid FRC a fee for research coverage and distribution of reports.

About Builders Capital Mortgage Corp.

Industry
Mortgage Finance
Sector
Financial Services
CEO
Sandy Loutitt
Headquarters
260, 1414 8th Street SW, Calgary, AB, CA
Industry
Mortgage Finance
Sector
Financial Services
CEO
Sandy Loutitt
Headquarters
260, 1414 8th Street SW, Calgary, AB, CA
Description

Builder's Capital Mortgage Corp. is a mortgage investment corporation – a flow-through, tax-efficient investment vehicle. The Fund is RRSP, RRIF, RESP and TFSA eligible. Distributions are targeted at 8% annually and are paid quarterly.

FRC Research
Buy
Fair Value Estimate
CAD$10.89

Record Results / Gradual Housing Recovery Could Lift MIC Stocks

Report · May 7, 2026

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FRC Research
Buy
Fair Value Estimate
CAD$10.89

Record Results / Gradual Housing Recovery Could Lift MIC Stocks

Report · May 7, 2026

Sign in to view

FRC Research

Research Reports

FRC analyst coverage and recommendations.

Past Reports

Historical coverage archive.

Analyst Notes

Ongoing commentary and updates from FRC analysts.

Media

Infographics, videos, and posts covering the company.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks the stock is worth vs. the current price.

FRC's fair value estimate for Builders Capital Mortgage Corp., and the rating behind it. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for Builders Capital Mortgage Corp.. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for Builders Capital Mortgage Corp.. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for Builders Capital Mortgage Corp.. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for Builders Capital Mortgage Corp.. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

Builders Capital Mortgage Corp. valued side by side against its closest peers. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Which funds and firms own the stock.

Which institutions hold Builders Capital Mortgage Corp., and how their positions are changing. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings.

Insider Trading

Recent buying and selling by company executives.

Buying and selling by Builders Capital Mortgage Corp. executives and directors. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned.

Senate Trading

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming Builders Capital Mortgage Corp.. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely.

House Trading

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming Builders Capital Mortgage Corp.. Representatives' reported transactions in this security, shown next to the company's fundamentals.

News

Latest headlines and market coverage.

Latest headlines and company announcements for Builders Capital Mortgage Corp.. Press releases and market coverage, newest first.

Research Reports

10 reports

*Builders Capital Mortgage Corp. has paid FRC a fee for research coverage and distribution of reports.

May 7, 2026

Record Results / Gradual Housing Recovery Could Lift MIC Stocks

Builders Capital Mortgage Corp. achieved a 52% YoY increase in mortgage advancements, signaling strong performance amid a gradual housing recovery.

Thumbnail for Record Results / Gradual Housing Recovery Could Lift MIC Stocks
Dec 3, 2025

Posts Record Q3; Impairment Growth Signals Caution

Builders Capital Mortgage Corp. maintained an $0.80/share dividend while managing a 313% increase in impaired mortgages this quarter.

Thumbnail for Posts Record Q3; Impairment Growth Signals Caution
Sep 3, 2025

Record Reenue, Strong Loan Growth, and Resilient Portfolio

Builders Capital Mortgage Corp. reports record Q2 revenue, 67% YoY growth, and resilient portfolio with 99% first mortgages. EPS beats estimates amid stable LTV and dividend...

Thumbnail for Record Reenue, Strong Loan Growth, and Resilient Portfolio
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10 reports
Nov 30, 2023

Pleasantly Surprised by Q3 Results

PDF
Aug 24, 2023

Raising Our EPS Forecasts in Anticipation of a Lending Surge

PDF
Jun 1, 2023

Another Record-Breaking Quarter

PDF
Apr 21, 2023

Shatters Records in Q4/Expecting a Rally in MIC Stocks

PDF
Nov 22, 2022

Home Capital Acquisition is Promising for MICs

PDF
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4 notes

*Builders Capital Mortgage Corp. has paid FRC a fee for research coverage and distribution of reports.

Jan 19, 2026·6 months agoLatest
Company Announcement

Announces third closing of bond offering

FRC Analyst's Comment

BCF has raised an additional $2.75M, bringing the total raised to approximately $15M of a $50M unsecured bond financing. We anticipate record revenue and EPS in 2025, with results expected in March 2026. In Q3 2025, revenue grew 47% YoY, and EPS rose 12% YoY. BCF pays a dividend of $0.80/share, yielding 8.42%, well above the 2.5-4.5% yield offered by Canadian banks. The company operates in the high-yield Mortgage Investment Corporation (MIC) segment.

Jan 19, 20266 months agoLatest
Dec 10, 2024·1y ago
Company Announcement
Announces anticipated second closing of bond offering
FRC Analyst's Comment
Positive - BCF's CEO intends to invest $4.25M in the company's $50 bond financing, bringing the total raised to $11.5M. Bondholders will participate on a pari passu (equal) basis with shareholders. We see the CEO's investment as a strong endorsement of the company's prospects. In Q3-2024, BCF recorded its highest-ever quarterly revenue (up 5% YoY), amid higher lending rates, and mortgage originations, beating our estimate by 3%. We believe the company can sustain its $0.80/share annual dividend, even if lending rates fall by 2%, and loan loss provisions increase tenfold.
Dec 10, 20241y ago
Sep 16, 2024·1y ago
Company Announcement
Announces anticipated first closing of bond offering
FRC Analyst's Comment
Positive - Management anticipates closing the first tranche of a previously announced $50M bond financing in early October. A private company owned by the CEO plans to acquire $7M worth of bonds, which is great to see, as it demonstrates management's commitement and positive near-term outlook. We believe this financing reflects the company's strong pipeline of mortgages. In Q2-2024, BCF recorded its highest-ever Q2 revenue, and we expect record revenue in 2024.
Sep 16, 20241y ago
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