U.S. Bancorp
U.S. Bancorp
Your view on USB-PR
Overview
What the company does, where it operates, and who runs it.
About U.S. Bancorp
- Industry
- Banks - Diversified
- Sector
- Financial Services
- CEO
- Gunjan Kedia
- Headquarters
- 800 Nicollet Mall, Minneapolis, MN, US
- Industry
- Banks - Diversified
- Sector
- Financial Services
- CEO
- Gunjan Kedia
- Headquarters
- 800 Nicollet Mall, Minneapolis, MN, US
U.S. Bancorp, a prominent financial services holding company, extends a comprehensive suite of financial offerings to a broad clientele across the United States. Its customers range from individual consumers and businesses to institutional organizations, government bodies, and other financial entities.
The company's operations are structured into several key segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support.
Its core offerings include a variety of depository services, such as checking and savings accounts, along with time certificates.
Lending solutions are also central, encompassing traditional credit products, credit card services, lease financing, and specialized areas like import/export trade, asset-backed lending, and agricultural finance. Beyond these, U.S. Bancorp delivers ancillary services tailored for corporate and governmental clients, including capital markets expertise, treasury management, and receivable lock-box collection.
For individuals, estates, foundations, businesses, and charitable organizations, the firm provides extensive asset management and fiduciary services. It also makes investment and insurance products available to clients, primarily within its operational regions, alongside fund administration for various mutual and other investment funds.
Furthermore, the company supports businesses with corporate and purchasing card solutions, corporate trust services, and merchant processing. Its diverse portfolio also features investment management, ATM processing, mortgage banking, comprehensive insurance options, brokerage, and leasing services.
As of December 31, 2021, its services were accessible through a robust network. This included 2,230 banking offices predominantly located in the Midwest and West regions of the U.S., complemented by 4,059 ATMs.
Customers also have access via online platforms, mobile devices, and various other digital distribution channels. Established in 1863, U.S. Bancorp maintains its headquarters in Minneapolis, Minnesota.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for U.S. Bancorp, and the rating behind it. USB-PR last traded at $14.41, 11.5× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for U.S. Bancorp. Starting points for U.S. Bancorp: P/E 11.5, EPS $5.26, beta 0.98 — an Banks - Diversified name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for U.S. Bancorp. U.S. Bancorp paid $1.00 per share over the last year — a 6.9% yield at the current $14.41 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for U.S. Bancorp. Trailing twelve-month EPS for U.S. Bancorp stands at $5.26. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for U.S. Bancorp. U.S. Bancorp has reported as a listed company since 2021. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
U.S. Bancorp valued side by side against its closest peers. U.S. Bancorp is measured against Banks - Diversified peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold U.S. Bancorp, and how their positions are changing. At a $92.93B market value, institutional positions materially move U.S. Bancorp's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by U.S. Bancorp executives and directors. Shares of U.S. Bancorp have traded between $15.09 and $17.73 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming U.S. Bancorp. U.S. Bancorp is a $92.93B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming U.S. Bancorp. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for U.S. Bancorp. Coverage tracks U.S. Bancorp within Banks - Diversified (Financial Services). Press releases and market coverage, newest first.
Comments
Comments and replies from FRC members about this company.