Bank of San Francisco
Bank of San Francisco
Your view on BSFO
Overview
What the company does, where it operates, and who runs it.
About Bank of San Francisco
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- William S. Keller
- Headquarters
- 575 Market Street, San Francisco, CA, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- William S. Keller
- Headquarters
- 575 Market Street, San Francisco, CA, US
Bank of San Francisco provides various banking products and services to businesses, nonprofits, entrepreneurs, professionals, individuals, and families in the greater San Francisco Bay Area.
The company's personal banking products and services include checking, interest checking, savings, and money market accounts, as well as certificates of deposit, and individual retirement accounts; loans, including tenancy in common and co-op, single-family home and condo, condo conversion, multi-unit property loans, vacation home and investment properties; and other services comprising bill pay, online and mobile banking, debit and credit cards, wire transfers, foreign drafts, public notary, and direct deposit.
It also provides loans, which include revolving lines of credit, business acquisition loans, medical, dental practice and professional service firm financing, commercial real estate loans, construction loans, and small business administration loans. Bank of San Francisco was founded in 2005 and is headquartered in San Francisco, California.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Bank of San Francisco, and the rating behind it. BSFO last traded at $38.50, 11.8× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Bank of San Francisco. Starting points for Bank of San Francisco: P/E 11.8, EPS $3.62, beta 0.06 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Bank of San Francisco. Bank of San Francisco does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Bank of San Francisco. Trailing twelve-month EPS for Bank of San Francisco stands at $3.62. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Bank of San Francisco. Bank of San Francisco has reported as a listed company since 2018. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Bank of San Francisco valued side by side against its closest peers. Bank of San Francisco is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Bank of San Francisco, and how their positions are changing. At a $83.5M market value, institutional positions materially move Bank of San Francisco's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Bank of San Francisco executives and directors. Shares of Bank of San Francisco have traded between $26.25 and $39.00 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Bank of San Francisco. Bank of San Francisco is a $83.5M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Bank of San Francisco. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Bank of San Francisco. Coverage tracks Bank of San Francisco within Banks - Regional (Financial Services). Press releases and market coverage, newest first.