Lumbee Guaranty Bank
Lumbee Guaranty Bank
Your view on LUMB
Overview
What the company does, where it operates, and who runs it.
About Lumbee Guaranty Bank
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Kyle R. Chavis
- Headquarters
- 403 East Third Street, Pembroke, NC, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Kyle R. Chavis
- Headquarters
- 403 East Third Street, Pembroke, NC, US
Lumbee Guaranty Bank provides various community banking services. The company offers personal and business checking and savings accounts; personal certificates of deposit and individual retirement accounts; and business investment accounts.
It also provides mortgage, auto, personal, and business loans, as well as lines of credit; personal convenience and business services. In addition, the company offers online, bill pay, mobile, and telephone banking services. It operates fourteen branch offices in Robeson, Cumberland, and Hoke counties in North Carolina.
The company was formerly known as Lumbee Bank and changed its name to Lumbee Guaranty Bank in 1991. Lumbee Guaranty Bank was incorporated in 1971 and is based in Pembroke, North Carolina.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Lumbee Guaranty Bank, and the rating behind it. LUMB last traded at $14.00, 9.8× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Lumbee Guaranty Bank. Starting points for Lumbee Guaranty Bank: P/E 9.8, EPS $1.37, beta 0.32 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Lumbee Guaranty Bank. Lumbee Guaranty Bank does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Lumbee Guaranty Bank. Trailing twelve-month EPS for Lumbee Guaranty Bank stands at $1.37. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Lumbee Guaranty Bank. Lumbee Guaranty Bank has reported as a listed company since 2019. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Lumbee Guaranty Bank valued side by side against its closest peers. Lumbee Guaranty Bank is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Lumbee Guaranty Bank, and how their positions are changing. At a $45.1M market value, institutional positions materially move Lumbee Guaranty Bank's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Lumbee Guaranty Bank executives and directors. Shares of Lumbee Guaranty Bank have traded between $12.05 and $14.75 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Lumbee Guaranty Bank. Lumbee Guaranty Bank is a $45.1M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Lumbee Guaranty Bank. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Lumbee Guaranty Bank. Coverage tracks Lumbee Guaranty Bank within Banks - Regional (Financial Services). Press releases and market coverage, newest first.