Earlypay Limited
Earlypay Limited
Your view on EPY.AX
Overview
What the company does, where it operates, and who runs it.
About Earlypay Limited
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- CEO
- James Beeson
- Headquarters
- 201 Miller Street, North Sydney, NSW, AU
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- CEO
- James Beeson
- Headquarters
- 201 Miller Street, North Sydney, NSW, AU
Earlypay Limited, established in 2001 and headquartered in North Sydney, Australia, delivers a comprehensive suite of financial solutions to businesses across the country. Its operations are structured across three key divisions: Invoice Finance, Equipment Finance, and Other Services.
Under its Invoice Finance umbrella, the company provides services like invoice factoring and discounting, clean energy financing, and flexible business lines of credit.
The Equipment Finance segment assists with funding for both new and pre-owned machinery, offering solutions such as sale-and-leaseback arrangements, private purchase financing, and intermediate-term loans.
Additionally, Earlypay supplies employment-related services, including staff procurement and project oversight, alongside various trade finance products. The firm also operates Skippr, a digital platform dedicated to offering financial support to small and medium-sized enterprises (SMEs).
Previously known as CML Group Limited, the company adopted the Earlypay Limited name in November 2020.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Earlypay Limited, and the rating behind it. EPY.AX last traded at AUD 0.12, 67.5× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Earlypay Limited. Starting points for Earlypay Limited: P/E 67.5, beta 0.13 — an Financial - Credit Services name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Earlypay Limited. Earlypay Limited does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Earlypay Limited. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Earlypay Limited. Earlypay Limited has reported as a listed company since 2010. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Earlypay Limited valued side by side against its closest peers. Earlypay Limited is measured against Financial - Credit Services peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Earlypay Limited, and how their positions are changing. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Earlypay Limited executives and directors. Shares of Earlypay Limited have traded between AUD 0.10 and AUD 0.22 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Earlypay Limited. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Earlypay Limited. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Earlypay Limited. Coverage tracks Earlypay Limited within Financial - Credit Services (Financial Services). Press releases and market coverage, newest first.
Comments
Comments and replies from FRC members about this company.