NBT Bancorp Inc.
NBT Bancorp Inc.
Your view on NBTB
Overview
What the company does, where it operates, and who runs it.
About NBT Bancorp Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Scott A. Kingsley CPA
- Headquarters
- 52 South Broad Street, Norwich, NY, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Scott A. Kingsley CPA
- Headquarters
- 52 South Broad Street, Norwich, NY, US
NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts.
The company's loan portfolio comprises commercial and industrial, commercial real estate, agricultural, and commercial construction loans; indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; and residential real estate loans.
It also provides trust and investment services; financial planning and life insurance services; and retirement plan consulting and recordkeeping services.
In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services.
As of December 31, 2021, it had 140 branches and 164 ATMs in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Connecticut, and Maine. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for NBT Bancorp Inc., and the rating behind it. NBTB last traded at $51.73, 12.6× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for NBT Bancorp Inc.. Starting points for NBT Bancorp Inc.: P/E 12.6, EPS $4.10, beta 0.48 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for NBT Bancorp Inc.. NBT Bancorp Inc. paid $1.51 per share over the last year — a 2.9% yield at the current $51.73 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for NBT Bancorp Inc.. Trailing twelve-month EPS for NBT Bancorp Inc. stands at $4.10. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for NBT Bancorp Inc.. NBT Bancorp Inc. has reported as a listed company since 1992. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
NBT Bancorp Inc. valued side by side against its closest peers. NBT Bancorp Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold NBT Bancorp Inc., and how their positions are changing. At a $2.69B market value, institutional positions materially move NBT Bancorp Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by NBT Bancorp Inc. executives and directors. Shares of NBT Bancorp Inc. have traded between $37.31 and $52.44 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming NBT Bancorp Inc.. NBT Bancorp Inc. is a $2.69B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming NBT Bancorp Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for NBT Bancorp Inc.. Coverage tracks NBT Bancorp Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.