FRC
FRC Logo
Sign InGet Access

Connect With Us

Stay updated with our latest research and insights

Fundamental Research Corp Logo

Highly ranked equity research firm providing institutional grade tools and analysis to all investors worldwide. Trusted by global investors for over 20+ years.

20+ Years
Rate us on TrustpilotLeave a review

Policies

  • Privacy Policy
  • Terms of Service
  • Disclaimer

Company

  • About Us
  • Our Team
  • Contact Us
  • Leave a Review

Resources

  • Videos
  • Research Reports
  • FAQ
  • How to use FRC

Browse

  • Stock Directory
  • Stock Screener
  • Market Intel Weekly
  • Report Archive

Trackers

  • Congress Trading
  • Senate Trading
  • Congress Net Worth
  • Commodities

© 2026 Fundamental Research Corp. All Rights Reserved.

Professional investment research since 2003

Home
Research
Get Access
Sign In
Horace Mann Educators Corporation Stock AnalysisComprehensive stock analysis for Horace Mann Educators Corporation (HMN) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisHMN
HMN
Horace Mann Educators Corporation
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
HMN
Home🔹Stocks🔹Horace Mann Educators Corporation

Horace Mann Educators Corporation

🇺🇸HMN•NYSE

Horace Mann Educators Corporation

🇺🇸HMN•NYSE
Market cap
$1.97B
Sentiment

Your view on HMN

Mkt Cap
$1.97B
Sentiment
Your view
HMN
Horace Mann Educators Corporation
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
HMN
Company Overview

Overview

What the company does, where it operates, and who runs it.

About Horace Mann Educators Corporation

Industry
Insurance - Property & Casualty
Sector
Financial Services
CEO
Marita Zuraitis
Headquarters
1 Horace Mann Plaza, Springfield, IL, US
Industry
Insurance - Property & Casualty
Sector
Financial Services
CEO
Marita Zuraitis
Headquarters
1 Horace Mann Plaza, Springfield, IL, US
Description

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates in three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits.

The company underwrites and markets personal lines of property and casualty insurance, including personal lines auto and property insurance products; supplemental insurance products, which include cancer, heart, hospital, supplemental disability, and accident coverages; retirement products, such as tax-qualified fixed and variable annuities; and life insurance products comprising whole life and term, as well as indexed universal life insurance products.

It also offers student loan solutions, including online student loan management accounts for educators. The company markets its products through its sales force of full-time exclusive agents to K-12 teachers, administrators, and other employees of public schools and their families.

Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois.

FRC Research

Media

Infographics, videos, and posts covering the company.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for Horace Mann Educators Corporation, and the rating behind it. HMN last traded at $48.77, 11.3× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for Horace Mann Educators Corporation. Starting points for Horace Mann Educators Corporation: P/E 11.3, EPS $4.33, beta 0.09 — an Insurance - Property & Casualty name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for Horace Mann Educators Corporation. Horace Mann Educators Corporation paid $1.42 per share over the last year — a 2.9% yield at the current $48.77 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for Horace Mann Educators Corporation. Trailing twelve-month EPS for Horace Mann Educators Corporation stands at $4.33. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for Horace Mann Educators Corporation. Horace Mann Educators Corporation has reported as a listed company since 1991. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

Horace Mann Educators Corporation valued side by side against its closest peers. Horace Mann Educators Corporation is measured against Insurance - Property & Casualty peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold Horace Mann Educators Corporation, and how their positions are changing. At a $1.97B market value, institutional positions materially move Horace Mann Educators Corporation's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by Horace Mann Educators Corporation executives and directors. Shares of Horace Mann Educators Corporation have traded between $36.20 and $48.33 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming Horace Mann Educators Corporation. Horace Mann Educators Corporation is a $1.97B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming Horace Mann Educators Corporation. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for Horace Mann Educators Corporation. Coverage tracks Horace Mann Educators Corporation within Insurance - Property & Casualty (Financial Services). Press releases and market coverage, newest first.

Peer companies

  • CHCO — City Holding Company
  • NIC — Nicolet Bankshares, Inc.
  • NWBI — Northwest Bancshares, Inc.
  • OFG — OFG Bancorp
  • SKWD — Skyward Specialty Insurance Group, Inc.
  • SLDE — Slide Insurance Holdings, Inc. Common Stock
  • STC — Stewart Information Services Corporation

More Insurance - Property & Casualty companies

  • FFH.TO — Fairfax Financial Holdings Limited
  • FIGP — Forge Group, Inc.
  • FRFFF — Fairfax Financial Holdings Limited
  • FRFHF — Fairfax Financial Holdings Limited
  • GBLI — Global Indemnity Group, LLC
  • HCI — HCI Group, Inc.
  • HCXLF — Hiscox Ltd
  • HCXLY — Hiscox Ltd
  • HGTY — Hagerty, Inc.
  • HIPO — Hippo Holdings Inc.
  • HRTG — Heritage Insurance Holdings, Inc.
  • IAG.AX — Insurance Australia Group Limited

ETFs holding Horace Mann Educators Corporation

  • SIXS — ETC 6 Meridian Small Cap Equity ETF (1.10%)
  • GRPZ — Invesco S&P SmallCap 600 GARP ETF (1.07%)
  • SMDV — ProShares - Russell 2000 Dividend Growers ETF (1.01%)
  • XSLV — Invesco S&P SmallCap Low Volatility ETF (0.97%)
  • WCEO — Hypatia Women CEO ETF (0.92%)
  • XSVM — Invesco S&P SmallCap Value with Momentum ETF (0.82%)
  • HSMV — First Trust Horizon Managed Volatility Small/Mid ETF (0.68%)
  • SMCF — Themes US Small Cap Cash Flow Champions ETF (0.64%)

News

Latest Market News