Paragon Financial Solutions, Inc.
Paragon Financial Solutions, Inc.
Your view on PGNN
Overview
What the company does, where it operates, and who runs it.
About Paragon Financial Solutions, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Robert S. Shaw Jr.
- Headquarters
- PO Box 2022, Memphis, TN, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Robert S. Shaw Jr.
- Headquarters
- PO Box 2022, Memphis, TN, US
Paragon Financial Solutions, Inc., through its subsidiary, Paragon Bank, provides various banking products and services to individuals, and small and mid-sized businesses in the United States. It offers deposit products, including checking accounts, savings accounts, money market savings accounts, certificates of deposit, and IRAs.
The company also provides commercial loan products comprising working capital loans, accounts receivable/inventory lines of credit, equipment financing, commercial auto/truck financing, business acquisition financing, letters of credit, SBA/USDA lending, and owner-and non-owner-occupied commercial real estate loans; and mortgage loans, such as purchase, refinance, conventional mortgage, federal housing administration, veterans affairs, affordable home, home equity, and medical specialist loans.
In addition, it offers private banking services, such as depository and personal financial services, as well as special purchases, residential mortgages, home equity, construction and renovation, and vacation and second homes loan and credit services; cash management solutions consisting of liquidity, fraud prevention, and payables and receivables management; and wealth solutions, including equities, mutual funds, bonds, and annuity products and services.
Further, the company provides insurance solutions, such as property, general liability, group medical plans, long and short-term disability, professional liability, workers compensation, truckers/cargo, auto, home, umbrella, aviation, and surety bonds, as well as employee dental, vision, and life insurance.
It also offers mobile, online, phone, and internet banking services. The company operates approximately 150 ATM locations in the Memphis metro area. Paragon Financial Solutions, Inc. was founded in 2004 and is based in Memphis, Tennessee.
Media
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Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Paragon Financial Solutions, Inc., and the rating behind it. PGNN last traded at $12.31, 8.2× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Paragon Financial Solutions, Inc.. Starting points for Paragon Financial Solutions, Inc.: P/E 8.2, EPS $1.73, beta 0.29 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Paragon Financial Solutions, Inc.. Paragon Financial Solutions, Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Paragon Financial Solutions, Inc.. Trailing twelve-month EPS for Paragon Financial Solutions, Inc. stands at $1.73. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Paragon Financial Solutions, Inc.. Paragon Financial Solutions, Inc. has reported as a listed company since 2007. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Paragon Financial Solutions, Inc. valued side by side against its closest peers. Paragon Financial Solutions, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Paragon Financial Solutions, Inc., and how their positions are changing. At a $55.7M market value, institutional positions materially move Paragon Financial Solutions, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Paragon Financial Solutions, Inc. executives and directors. Shares of Paragon Financial Solutions, Inc. have traded between $8.99 and $12.50 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Paragon Financial Solutions, Inc.. Paragon Financial Solutions, Inc. is a $55.7M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Paragon Financial Solutions, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Paragon Financial Solutions, Inc.. Coverage tracks Paragon Financial Solutions, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.