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First Citizens BancShares, Inc. Stock AnalysisComprehensive stock analysis for First Citizens BancShares, Inc. (FCNCP) including live price, Snowflake performance metrics, financial statements, and investment research.Stock AnalysisFCNCP
FCNCP
First Citizens BancShares, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
FCNCP
Home🔹Stocks🔹First Citizens BancShares, Inc.

First Citizens BancShares, Inc.

🇺🇸FCNCP•NASDAQ

First Citizens BancShares, Inc.

🇺🇸FCNCP•NASDAQ
Market cap
$23.79B
Sentiment

Your view on FCNCP

Mkt Cap
$23.79B
Sentiment
Your view
FCNCP
First Citizens BancShares, Inc.
  • Company Overview
  • FRC Research
  • Financial Data
  • Peer Comparison
  • Ownership & News
FCNCP
Company Overview

Overview

What the company does, where it operates, and who runs it.

About First Citizens BancShares, Inc.

Industry
Banks - Regional
Sector
Financial Services
CEO
Frank Brown Holding Jr.
Headquarters
US
Industry
Banks - Regional
Sector
Financial Services
CEO
Frank Brown Holding Jr.
Headquarters
US
Description

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. The company's deposit products include checking, savings, money market, and time deposit accounts.

Its loan product portfolio comprises commercial construction and land development, commercial mortgage, commercial and industrial, and lease financing loans, as well as small business administration paycheck protection program loans; and consumer loans, such as residential and revolving mortgage, construction and land development, consumer auto, and other consumer loans.

The company also offers treasury services products, cardholder and merchant services, wealth management services, and various other products and services; investment products, including annuities, discount brokerage services, and third-party mutual funds, as well as investment management and advisory services; and defined benefit and defined contribution, insurance, private banking, trust, fiduciary, philanthropy, and special asset services.

The company provides its products and services through its branch network, as well as through digital banking, telephone banking, and various ATM networks.

As of December 31, 2021, it operated 529 branches in Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia.

First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

FRC Research

Media

Infographics, videos, and posts covering the company.

Financial Data

Stock Data

Price chart, volume, and trading data.

Fair Value

What FRC thinks it is worth vs. the current price.

FRC's fair value estimate for First Citizens BancShares, Inc., and the rating behind it. FCNCP last traded at $19.30, 11.6× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.

Financial Ratios

Profitability, returns, valuation, and leverage ratios.

Valuation, profitability, liquidity and leverage ratios for First Citizens BancShares, Inc.. Starting points for First Citizens BancShares, Inc.: P/E 11.6, EPS $204.06, beta 0.61 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.

Dividend Analysis

Yield, payout ratio, and dividend coverage metrics.

Dividend history, yield and payout sustainability for First Citizens BancShares, Inc.. First Citizens BancShares, Inc. paid $1.34 per share over the last year — a 7.0% yield at the current $19.30 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.

Earnings Analysis

EPS history, beat rate, and upcoming earnings reports.

Reported vs. expected earnings history for First Citizens BancShares, Inc.. Trailing twelve-month EPS for First Citizens BancShares, Inc. stands at $204.06. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.

Financial Statements

Income statement, balance sheet, and cash flow statements.

Income statement, balance sheet and cash flow history for First Citizens BancShares, Inc.. First Citizens BancShares, Inc. has reported as a listed company since 2020. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.

Peer Comparison

Comparables

List of peer companies in the same industry.

First Citizens BancShares, Inc. valued side by side against its closest peers. First Citizens BancShares, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.

Ownership & News

Institutional Ownership

Premium

Which funds and firms own the stock.

Which institutions hold First Citizens BancShares, Inc., and how their positions are changing. At a $23.79B market value, institutional positions materially move First Citizens BancShares, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.

Insider Trading

Premium

Recent buying and selling by company executives.

Buying and selling by First Citizens BancShares, Inc. executives and directors. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.

Senate Trading

Premium

U.S. Senator disclosures filed under the STOCK Act.

U.S. Senate disclosures naming First Citizens BancShares, Inc.. First Citizens BancShares, Inc. is a $23.79B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.

House Trading

Premium

U.S. Representative disclosures filed under the STOCK Act.

U.S. House of Representatives disclosures naming First Citizens BancShares, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.

News

Latest headlines and market coverage.

Latest headlines and company announcements for First Citizens BancShares, Inc.. Coverage tracks First Citizens BancShares, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.

Peer companies

  • CFG — Citizens Financial Group, Inc.
  • HBAN — Huntington Bancshares Incorporated
  • RF — Regions Financial Corporation
  • SHG — Shinhan Financial Group Co., Ltd.
  • TFC — Truist Financial Corporation
  • USB — U.S. Bancorp

More Banks - Regional companies

  • RBKB — Rhinebeck Bancorp, Inc.
  • RBNK — RiverBank Holding Company
  • RBSPF — NatWest Group plc
  • RCBC — River City Bank
  • REDW — Redwood Financial, Inc.
  • RMBHF — RMB Holdings Limited
  • RMBI — Richmond Mutual Bancorporation, Inc.
  • RNST — Renasant Corporation
  • RPFG — Rainier Pacific Financial Group Inc.
  • RRBI — Red River Bancshares, Inc.
  • RSDEF — Ramsdens Holdings PLC

ETFs holding First Citizens BancShares, Inc.

  • PGF — Invesco Financial Preferred ETF (0.54%)
  • PGX — Invesco Preferred ETF (0.27%)
  • PFF — iShares Preferred and Income Securities ETF (0.13%)
  • GPRF — Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETF (0.10%)
  • IYLD — iShares Morningstar Multi-Asset Income ETF (0.02%)

News

Latest Market News