Village Bank and Trust Financial Corp.
Village Bank and Trust Financial Corp.
Your view on VBFC
Overview
What the company does, where it operates, and who runs it.
About Village Bank and Trust Financial Corp.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- James E. Hendricks Jr.
- Headquarters
- 13319 Midlothian Turnpike, Midlothian, VA, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- James E. Hendricks Jr.
- Headquarters
- 13319 Midlothian Turnpike, Midlothian, VA, US
Village Bank and Trust Financial Corp. functions as the primary holding company for Village Bank, offering a comprehensive suite of banking and financial services to a diverse clientele, including small to medium-sized businesses, professionals, and individual consumers. The corporation's activities are organized into two key business segments: Traditional Commercial Banking and Mortgage Banking. Its deposit product portfolio includes standard checking and savings accounts, money market accounts, individual retirement accounts, and certificates of deposit, along with other general depository services. In its lending capacity, Village Bank and Trust provides both secured and unsecured commercial loans. These are designed to support various business needs, such as managing working capital, funding expansion projects, and acquiring essential equipment or machinery. The company also offers financing for the acquisition, development, construction, and ownership of commercial real estate properties. For individual clients, it extends secured and unsecured consumer loans for purposes ranging from vehicle purchases and home improvements to educational expenses and personal investments. Furthermore, the company actively originates mortgage loans, real estate construction loans, and acquisition loans, many of which are intended for sale within the secondary market. Complementing its traditional services, the bank offers modern conveniences such as online and mobile banking platforms, alongside remote deposit capture solutions, specifically tailored for its business customers. Its products and services are accessible through a network of nine full-service branch offices and a dedicated mortgage loan production office. These strategically located facilities serve Central Virginia, specifically encompassing the counties of Chesterfield, Hanover, Henrico, Powhatan, James City, and the City of Richmond. Founded in 1999, the company is headquartered in Midlothian, Virginia.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks the stock is worth vs. the current price.
FRC's fair value estimate for Village Bank and Trust Financial Corp., and the rating behind it. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Village Bank and Trust Financial Corp.. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Village Bank and Trust Financial Corp.. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Village Bank and Trust Financial Corp.. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Village Bank and Trust Financial Corp.. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Village Bank and Trust Financial Corp. valued side by side against its closest peers. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
Which funds and firms own the stock.
Which institutions hold Village Bank and Trust Financial Corp., and how their positions are changing. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings.
Insider Trading
Recent buying and selling by company executives.
Buying and selling by Village Bank and Trust Financial Corp. executives and directors. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned.
Senate Trading
U.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Village Bank and Trust Financial Corp.. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely.
House Trading
U.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Village Bank and Trust Financial Corp.. Representatives' reported transactions in this security, shown next to the company's fundamentals.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Village Bank and Trust Financial Corp.. Press releases and market coverage, newest first.