U.S. Bancorp
U.S. Bancorp
Your view on USB-PQ
Overview
What the company does, where it operates, and who runs it.
About U.S. Bancorp
- Industry
- Banks - Diversified
- Sector
- Financial Services
- CEO
- Gunjan Kedia
- Headquarters
- 800 Nicollet Mall, Minneapolis, MN, US
- Industry
- Banks - Diversified
- Sector
- Financial Services
- CEO
- Gunjan Kedia
- Headquarters
- 800 Nicollet Mall, Minneapolis, MN, US
U.S. Bancorp operates as a financial services holding company, delivering a comprehensive suite of financial solutions to a diverse clientele across the United States. Its customers include individuals, businesses, institutional bodies, government agencies, and other financial organizations.
The company's operations are strategically divided into five key segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support.
Among its core offerings are various depository options, such as checking and savings accounts, along with time certificate contracts. It also supplies an array of lending services, encompassing traditional credit products, credit card issuance, lease financing, import/export trade facilities, asset-backed lending, and agricultural finance.
For its corporate and governmental clients, U.S. Bancorp provides specialized ancillary services like capital markets access, treasury management, and receivable lock-box collection.
The firm further extends a broad spectrum of asset management and fiduciary services, tailored for individuals, estates, foundations, business corporations, and charitable organizations.
Customers primarily within its established markets can also access investment and insurance products, while various mutual and other funds benefit from its fund administration expertise.
Additional provisions include corporate and purchasing card solutions, corporate trust services, merchant processing, investment management, ATM processing, mortgage banking, insurance, brokerage, and leasing services.
As of December 31, 2021, U.S. Bancorp's extensive array of products and services was accessible via 2,230 banking offices, predominantly situated across the Midwest and West regions of the U.S. This widespread reach was complemented by online platforms, mobile applications, and other distribution avenues, supported by a network of 4,059 automated teller machines.
Established in 1863, the company maintains its primary corporate headquarters in Minneapolis, Minnesota.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for U.S. Bancorp, and the rating behind it. USB-PQ last traded at $13.77, 11.5× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for U.S. Bancorp. Starting points for U.S. Bancorp: P/E 11.5, EPS $5.26, beta 0.98 — an Banks - Diversified name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for U.S. Bancorp. U.S. Bancorp paid $0.94 per share over the last year — a 6.8% yield at the current $13.77 price. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for U.S. Bancorp. Trailing twelve-month EPS for U.S. Bancorp stands at $5.26. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for U.S. Bancorp. U.S. Bancorp has reported as a listed company since 2020. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
U.S. Bancorp valued side by side against its closest peers. U.S. Bancorp is measured against Banks - Diversified peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold U.S. Bancorp, and how their positions are changing. At a $95.28B market value, institutional positions materially move U.S. Bancorp's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by U.S. Bancorp executives and directors. Shares of U.S. Bancorp have traded between $14.24 and $16.74 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming U.S. Bancorp. U.S. Bancorp is a $95.28B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming U.S. Bancorp. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for U.S. Bancorp. Coverage tracks U.S. Bancorp within Banks - Diversified (Financial Services). Press releases and market coverage, newest first.
Comments
Comments and replies from FRC members about this company.