Generations Bancorp NY, Inc.
Generations Bancorp NY, Inc.
Your view on GBNY
Overview
What the company does, where it operates, and who runs it.
About Generations Bancorp NY, Inc.
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Angela Krezmer
- Headquarters
- 20 East Bayard Street, Seneca Falls, NY, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Angela Krezmer
- Headquarters
- 20 East Bayard Street, Seneca Falls, NY, US
Generations Bancorp NY, Inc. operates as a holding company for Generations Bank that provides various banking products and services. The company accepts various deposit accounts, including demand, NOW, money market, savings, and certificates of deposit accounts.
It also provides one- to four-family residential real estate, commercial real estate and multi-family, consumer business, manufactured home, automobile, student, recreational vehicle, construction, and other consumer loans, as well as home equity loans and lines of credit.
In addition, it invests in securities, including corporate and municipal bonds issued by states, local municipalities, and schools in the northeastern United States; and mortgage-backed securities issued by the U.S. government sponsored entities and Federal Home Loan Bank stock, as well as offers insurance and other financial products.
It operates through primary office in Seneca Falls, New York; and eight full-service branch offices and one drive-through facility located in Auburn, Farmington, Geneva, Medina, Phelps, Union Springs, and Waterloo, New York. The company was founded in 1870 and is headquartered in Seneca Falls, New York.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Generations Bancorp NY, Inc., and the rating behind it. GBNY last traded at $14.73; the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Generations Bancorp NY, Inc.. Starting points for Generations Bancorp NY, Inc.: EPS -$2.06, beta 0.21 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Generations Bancorp NY, Inc.. Generations Bancorp NY, Inc. does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Generations Bancorp NY, Inc.. Trailing twelve-month EPS for Generations Bancorp NY, Inc. stands at -$2.06. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Generations Bancorp NY, Inc.. Generations Bancorp NY, Inc. has reported as a listed company since 2021. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Generations Bancorp NY, Inc. valued side by side against its closest peers. Generations Bancorp NY, Inc. is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Generations Bancorp NY, Inc., and how their positions are changing. At a $33.6M market value, institutional positions materially move Generations Bancorp NY, Inc.'s register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Generations Bancorp NY, Inc. executives and directors. Shares of Generations Bancorp NY, Inc. have traded between $14.73 and $17.95 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Generations Bancorp NY, Inc.. Generations Bancorp NY, Inc. is a $33.6M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Generations Bancorp NY, Inc.. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Generations Bancorp NY, Inc.. Coverage tracks Generations Bancorp NY, Inc. within Banks - Regional (Financial Services). Press releases and market coverage, newest first.