First Republic Bank
First Republic Bank
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Overview
What the company does, where it operates, and who runs it.
About First Republic Bank
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Michael J. Roffler
- Headquarters
- 111 Pine Street, San Francisco, CA, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Michael J. Roffler
- Headquarters
- 111 Pine Street, San Francisco, CA, US
First Republic Bank and its affiliates offer specialized banking services, including private banking, business banking for private enterprises, and wealth management, catering to an affluent clientele within major U.S. urban centers. The company's operations are divided into two primary segments: Commercial Banking and Wealth Management. The institution provides a comprehensive range of deposit options, such as various checking accounts (both interest-bearing and non-interest-bearing), money market accounts, traditional passbook savings, and certificates of deposit. Its lending solutions are equally diverse, encompassing residential mortgage loans, home equity lines of credit (HELOCs), financing for multifamily properties, commercial real estate and construction loans, personal and business loans, and specialized single-family construction loans, alongside other credit facilities for both individuals and businesses. These loans are typically secured by residential properties (single-family and multifamily) and commercial real estate. The wealth management division delivers a broad spectrum of services, including tailored investment strategies and products, digital investment management, trust and custody solutions, full-service and online brokerage, comprehensive financial and estate planning, and access to alternative investment opportunities, in addition to investing, insurance, and foreign currency exchange services. Further extending its offerings, the bank provides online and mobile banking platforms, refinancing services, and ATM and debit card access. As of December 31, 2021, First Republic maintained a physical presence through 82 licensed deposit-taking branches primarily located in prominent metropolitan areas, including San Francisco, Palo Alto, Los Angeles, Santa Barbara, Newport Beach, and San Diego in California; Portland, Oregon; Boston, Massachusetts; Palm Beach, Florida; Greenwich, Connecticut; New York, New York; and Jackson, Wyoming. The bank also maintained 12 additional offices dedicated specifically to lending, wealth management, or trust services. Established in 1985, First Republic Bank is headquartered in San Francisco, California.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks the stock is worth vs. the current price.
FRC's fair value estimate for First Republic Bank, and the rating behind it. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for First Republic Bank. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for First Republic Bank. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for First Republic Bank. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for First Republic Bank. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
First Republic Bank valued side by side against its closest peers. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
Which funds and firms own the stock.
Which institutions hold First Republic Bank, and how their positions are changing. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings.
Insider Trading
Recent buying and selling by company executives.
Buying and selling by First Republic Bank executives and directors. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned.
Senate Trading
U.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming First Republic Bank. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely.
House Trading
U.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming First Republic Bank. Representatives' reported transactions in this security, shown next to the company's fundamentals.
News
Latest headlines and market coverage.
Latest headlines and company announcements for First Republic Bank. Press releases and market coverage, newest first.