Central Valley Community Bancorp
Central Valley Community Bancorp
Your view on CVCY
Overview
What the company does, where it operates, and who runs it.
About Central Valley Community Bancorp
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- James J. Kim
- Headquarters
- 7100 North Financial Drive, Fresno, CA, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- James J. Kim
- Headquarters
- 7100 North Financial Drive, Fresno, CA, US
Central Valley Community Bancorp functions as the parent company for Central Valley Community Bank, delivering a comprehensive array of commercial banking services. The bank primarily serves small and mid-sized businesses, alongside individual clients, within California's Central Valley region. Its deposit offerings encompass various options, including checking accounts (demand, NOW, and non-interest-bearing), savings accounts, money market accounts, and certificates of deposit. The lending portfolio is extensive, featuring commercial and industrial loans, agricultural financing for both crop production and livestock, and a diverse range of real estate loans that cover owner-occupied and investment commercial properties, construction projects, agricultural land, and other real estate types. Additionally, the bank provides home equity loans and lines of credit, as well as installment and other consumer loan products. Beyond core banking, customers can access services such as domestic and international wire transfers, safe deposit boxes, and internet banking, among other standard financial provisions. As of December 31, 2021, the company operated through a network of 20 full-service branches situated in various Central Valley communities, including Cameron Park, Clovis, Exeter, Folsom, Fresno, Gold River, Kerman, Lodi, Madera, Merced, Modesto, Oakhurst, Prather, Roseville, Sacramento, Stockton, and Visalia. Established in 1979, Central Valley Community Bancorp's headquarters are located in Fresno, California.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks the stock is worth vs. the current price.
FRC's fair value estimate for Central Valley Community Bancorp, and the rating behind it. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Central Valley Community Bancorp. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Central Valley Community Bancorp. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Central Valley Community Bancorp. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Central Valley Community Bancorp. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Central Valley Community Bancorp valued side by side against its closest peers. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
Which funds and firms own the stock.
Which institutions hold Central Valley Community Bancorp, and how their positions are changing. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings.
Insider Trading
Recent buying and selling by company executives.
Buying and selling by Central Valley Community Bancorp executives and directors. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned.
Senate Trading
U.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Central Valley Community Bancorp. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely.
House Trading
U.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Central Valley Community Bancorp. Representatives' reported transactions in this security, shown next to the company's fundamentals.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Central Valley Community Bancorp. Press releases and market coverage, newest first.