First Commerce Bank
First Commerce Bank
Your view on CMRB
Overview
What the company does, where it operates, and who runs it.
About First Commerce Bank
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Donald Mindiak
- Headquarters
- 105 River Avenue, Lakewood, NJ, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Donald Mindiak
- Headquarters
- 105 River Avenue, Lakewood, NJ, US
First Commerce Bank provides various banking products and services to small and medium-sized businesses, professional entities, and individuals.
Its business banking products and services include checking, business statement savings, money market, and deposit escrow sub-accounts, as well as ACH origination and remote deposit services; and personal banking products and services comprising checking, money market, and savings accounts.
The company offers commercial/business loans, such as commercial mortgage, construction, SBA, and term loans, and equipment financing services, as well as line of credit. It also provides safe deposit boxes, telephone and mobile banking, online banking/bill payment, debit cards, and wire transfers services.
First Commerce Bank primarily operates in the counties of Bergen, Mercer, Monmouth, and Ocean in New Jersey. The company was formerly known as Northern State Bank and changed its name to First Commerce Bank in June 2011. First Commerce Bank was founded in 2006 and is headquartered in Lakewood, New Jersey.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for First Commerce Bank, and the rating behind it. CMRB last traded at $6.35, 10.9× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for First Commerce Bank. Starting points for First Commerce Bank: P/E 10.9, EPS $0.78, beta 0.02 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for First Commerce Bank. First Commerce Bank does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for First Commerce Bank. Trailing twelve-month EPS for First Commerce Bank stands at $0.78. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for First Commerce Bank. First Commerce Bank has reported as a listed company since 2018. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
First Commerce Bank valued side by side against its closest peers. First Commerce Bank is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold First Commerce Bank, and how their positions are changing. At a $130.4M market value, institutional positions materially move First Commerce Bank's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by First Commerce Bank executives and directors. Shares of First Commerce Bank have traded between $4.50 and $6.78 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming First Commerce Bank. First Commerce Bank is a $130.4M Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming First Commerce Bank. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for First Commerce Bank. Coverage tracks First Commerce Bank within Banks - Regional (Financial Services). Press releases and market coverage, newest first.