Cembra Money Bank AG
Cembra Money Bank AG
Your view on CMBNF
Overview
What the company does, where it operates, and who runs it.
About Cembra Money Bank AG
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Holger Laubenthal
- Headquarters
- Bändliweg 20, Zurich, CH
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Holger Laubenthal
- Headquarters
- Bändliweg 20, Zurich, CH
Cembra Money Bank AG provides consumer finance products and services in Switzerland.
The company offers savings products, including medium-term notes and deposit accounts; loans comprising cash, consumer, personal, business, and auto loans; credit card receivables; and leasing services for new and used vehicles, including cars, light commercial vehicles, motorcycles, and caravans, as well as corporate leasing services.
It also provides financial protection products in case of involuntary unemployment, accident, illness, or disability; travel and flight, and card protection insurance products; investment products; and credit cards, mobile payment, and e-services.
In addition, the company offers financing solutions to small businesses under the Cembra Business brand, as well as invoice financing services. The company serves private and self-employed individuals, and small and medium enterprises.
It operates through a network of branches, as well as through various sales channels, such as the internet, credit card partners, independent intermediaries, and approximately 4,000 car dealers. The company was formerly known as GE Money Bank Aktiengesellschaft and changed its name to Cembra Money Bank AG in October 2013.
Cembra Money Bank AG was founded in 1912 and is headquartered in Zurich, Switzerland.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Cembra Money Bank AG, and the rating behind it. CMBNF last traded at $91.31, 14.1× trailing earnings — the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Cembra Money Bank AG. Starting points for Cembra Money Bank AG: P/E 14.1, EPS $6.32, beta 0.21 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Cembra Money Bank AG. Cembra Money Bank AG does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Cembra Money Bank AG. Trailing twelve-month EPS for Cembra Money Bank AG stands at $6.32. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Cembra Money Bank AG. Cembra Money Bank AG has reported as a listed company since 2022. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Cembra Money Bank AG valued side by side against its closest peers. Cembra Money Bank AG is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Cembra Money Bank AG, and how their positions are changing. At a $2.67B market value, institutional positions materially move Cembra Money Bank AG's register. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Cembra Money Bank AG executives and directors. Shares of Cembra Money Bank AG have traded between $86.67 and $91.31 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Cembra Money Bank AG. Cembra Money Bank AG is a $2.67B Financial Services company. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Cembra Money Bank AG. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Cembra Money Bank AG. Coverage tracks Cembra Money Bank AG within Banks - Regional (Financial Services). Press releases and market coverage, newest first.