Central Bank Corporation
Central Bank Corporation
Your view on CBSU
Overview
What the company does, where it operates, and who runs it.
About Central Bank Corporation
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Mark R. Savoie
- Headquarters
- 511 Bingham Avenue, Sault Sainte Marie, MI, US
- Industry
- Banks - Regional
- Sector
- Financial Services
- CEO
- Mark R. Savoie
- Headquarters
- 511 Bingham Avenue, Sault Sainte Marie, MI, US
Central Bank Corporation operates as the holding company for Central Savings Bank that provides personal and business banking services in Michigan. The company offers checking, savings, and individual retirement accounts, as well as certificates of deposit.
It also provides home equity loans, house and construction loans, home equity lines of credit, and vacant land loans; consumer loans, such as automobile, boat, recreation vehicle, off road vehicle, farm, vacation, and debt consolidation loans, as well as personal reserve accounts; and commercial loans, such as real estate, equipment, small business administration, and the united states department of agriculture loans, as well as working capital financing.
In addition, the company provides additional services, such as payroll, wire transfers, stop payments, money orders, rental collections, Christmas Club, Canadian drafts, gift checks, notary, safe deposit boxes, land contracts, night depository, and bill pay services.
Further, it offers debit and credit cards, and Internet and mobile banking services. The company was founded in 1902 and is based in Sault Sainte Marie, Michigan.
Media
Infographics, videos, and posts covering the company.
Stock Data
Price chart, volume, and trading data.
Fair Value
What FRC thinks it is worth vs. the current price.
FRC's fair value estimate for Central Bank Corporation, and the rating behind it. CBSU last traded at $16.75; the estimate is read against that market price. FRC analysts run the firm's valuation model across the companies on this platform to estimate what each one is worth, rather than republishing a consensus average. Shows the current estimate, our rating, and when it was last revised. A free account covers 7 company valuations a month; a paid subscription is unlimited.
Financial Ratios
Profitability, returns, valuation, and leverage ratios.
Valuation, profitability, liquidity and leverage ratios for Central Bank Corporation. Starting points for Central Bank Corporation: beta -0.04 — an Banks - Regional name. P/E, P/B, EV/EBITDA, margins, return on equity, current ratio and debt coverage, each shown against the company's own history.
Dividend Analysis
Yield, payout ratio, and dividend coverage metrics.
Dividend history, yield and payout sustainability for Central Bank Corporation. Central Bank Corporation does not currently pay a regular dividend, so this section tracks capacity rather than history. Per-share payments, yield over time, payout ratio and growth streak, with coverage measured against free cash flow.
Earnings Analysis
EPS history, beat rate, and upcoming earnings reports.
Reported vs. expected earnings history for Central Bank Corporation. EPS surprises by quarter, revenue against estimates, and the upcoming reporting date.
Financial Statements
Income statement, balance sheet, and cash flow statements.
Income statement, balance sheet and cash flow history for Central Bank Corporation. Central Bank Corporation has reported as a listed company since 2006. Annual and quarterly filings with period-over-period comparison, so you can trace how revenue, margins and cash generation have moved.
Comparables
List of peer companies in the same industry.
Central Bank Corporation valued side by side against its closest peers. Central Bank Corporation is measured against Banks - Regional peers within the Financial Services sector. Peer-relative multiples and operating metrics, so the valuation is read in the context of its own sector rather than in isolation.
Institutional Ownership
PremiumWhich funds and firms own the stock.
Which institutions hold Central Bank Corporation, and how their positions are changing. Top holders, position sizes, and quarter-over-quarter accumulation or distribution from regulatory filings. Included with FRC Premium.
Insider Trading
PremiumRecent buying and selling by company executives.
Buying and selling by Central Bank Corporation executives and directors. Shares of Central Bank Corporation have traded between $16.75 and $33.50 over the past 52 weeks — context for the timing of the transactions below. Insider transactions as disclosed to regulators, with role, size and date — the clearest read on how the people running the company are positioned. Included with FRC Premium.
Senate Trading
PremiumU.S. Senator disclosures filed under the STOCK Act.
U.S. Senate disclosures naming Central Bank Corporation. Senators' reported transactions in this security, alongside the fundamentals — a signal most research platforms leave out entirely. Included with FRC Premium.
House Trading
PremiumU.S. Representative disclosures filed under the STOCK Act.
U.S. House of Representatives disclosures naming Central Bank Corporation. Representatives' reported transactions in this security, shown next to the company's fundamentals. Included with FRC Premium.
News
Latest headlines and market coverage.
Latest headlines and company announcements for Central Bank Corporation. Coverage tracks Central Bank Corporation within Banks - Regional (Financial Services). Press releases and market coverage, newest first.